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Erie Indemnity CoMIL:1ERIE 63 EV-to-FCF is 41.40 as of Jul. 24, 2026, which is 2% below its 10-year median of 42.05. GuruFocus rates MIL:1ERIE with a GF Score™ of 63/100 and a GF Value™ of €398.37. The stock has 1 warning sign investors should review. Among 394 Insurance companies, Erie Indemnity Co ranks worse than 85.79% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Erie Indemnity Co's Enterprise Value is €13,014 Mil.
Erie Indemnity Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €314 Mil. Therefore, Erie Indemnity Co's EV-to-FCF for today is 41.40.
The historical rank and industry rank for Erie Indemnity Co's EV-to-FCF or its related term are showing as below:
MIL:1ERIE'
s EV-to-FCF Range Over the Past 10 Years
Min: 25.3 Med: 42.05 Max: 161.83
Current: 30.2
During the past 13 years, the highest EV-to-FCF of Erie Indemnity Co was 161.83. The lowest was 25.30. And the median was 42.05.
MIL:1ERIE's EV-to-FCF is ranked worse than 85.79% of 394
companies
in the Insurance industry
Industry Median: 9.58
vs MIL:1ERIE: 30.20
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erie Indemnity Co (MIL:1ERIE) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erie Indemnity Co's PE Ratio (TTM) for today is calculated as:
Erie Indemnity Co's share price for today is €248.00.
Erie Indemnity Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5.878.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Erie Indemnity Co EV-to-FCF Related Terms
Erie Indemnity Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Erie Indemnity Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Erie Indemnity Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erie Indemnity Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Erie Indemnity Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Erie Indemnity Co's EV-to-FCF falls into.
Erie Indemnity Co's current Enterprise Value is €13,014 Mil.
Erie Indemnity Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €314 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erie Indemnity Co (MIL:1ERIE) has a EV-to-FCF of 41.40 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erie Indemnity Co and its competitors. This is near median its historical median of 42.05. Over the past decade, Erie Indemnity Co's EV-to-FCF has ranged from 25.30 to 161.83. According to the industry distribution chart, Erie Indemnity Co ranks #338 out of 394 companies in the Insurance industry, placing it in the top 85.8%.
Is Erie Indemnity Co's EV-to-FCF too high?
Erie Indemnity Co's current EV-to-FCF of 41.40 is near median its 10-year median of 42.05. Over the past 10 years, this metric has ranged from a low of 25.30 to a high of 161.83. The Insurance industry median EV-to-FCF is 9.58. Erie Indemnity Co's value of 41.40 is 332.2% above this industry median. Based on the distribution chart, Erie Indemnity Co ranks #338 out of 394 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Erie Indemnity Co has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's EV-to-FCF compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #338 out of 394 companies for EV-to-FCF. This places Erie Indemnity Co in the lower half of its industry. The industry median EV-to-FCF is 9.58. Erie Indemnity Co's value of 41.40 is 332.2% above this benchmark. Historically, Erie Indemnity Co's own EV-to-FCF has ranged from 25.30 to 161.83 over the past decade. While the company's 10-year median is 42.05 vs. the industry median of 9.58, Erie Indemnity Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.58, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current EV-to-FCF of 41.40 is 332.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current EV-to-FCF is 41.40, which is near median its own 10-year median of 42.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Erie Indemnity Co (MIL:1ERIE) has a current EV-to-FCF of 41.40. The stock's GF Value™ is €398.37, compared to a current price of €248.00 — trading 37.7% below its estimated fair value. The current EV-to-FCF is 41.40, which is near median its 10-year median of 42.05 and 332.2% above the Insurance industry median of 9.58. Erie Indemnity Co's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Erie Indemnity Co (MIL:1ERIE), the current EV-to-FCF is 41.40 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erie Indemnity Co (MIL:1ERIE) Overvalued in 2026?
Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued.
The current stock price of €248.00 is trading 37.7% below its estimated GF Value™ of €398.37.
Key valuation signals for MIL:1ERIE:
EV-to-FCF: 41.40 (near median its 10-year median of 42.05)
GF Value™: €398.37 vs. price of €248.00 (37.7% below fair value)
Industry Position: 332.2% above the Insurance median (#338 of 394)
No single metric tells the full story. See the MIL:1ERIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
63GF Score
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