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Erie Indemnity CoMIL:1ERIE 63 Net Margin % is 12.20% as of Mar. 2026, which is 1% below its 10-year median of 12.28. GuruFocus rates MIL:1ERIE with a GF Score™ of 63/100 and a GF Value™ of €398.37. The stock has 1 warning sign investors should review. Among 500 Insurance companies, Erie Indemnity Co ranks better than 69% on this metric.
The historical rank and industry rank for Erie Indemnity Co's Net Margin % or its related term are showing as below:
MIL:1ERIE'
s Net Margin % Range Over the Past 10 Years
Min: 10.47 Med: 12.28 Max: 15.54
Current: 13.72
MIL:1ERIE's Net Margin % is ranked better than 69% of 500
companies
in the Insurance industry
Industry Median: 9.145
vs MIL:1ERIE: 13.72
Erie Indemnity Co (MIL:1ERIE) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Erie Indemnity Co Net Margin % Related Terms
Erie Indemnity Co Net Margin % Historical Data
* Premium members only.
The historical data trend for Erie Indemnity Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:1ERIE vs NP, BRO, CRVL: Net Margin % Comparison
For the Insurance Brokers subindustry, Erie Indemnity Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erie Indemnity Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Erie Indemnity Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Erie Indemnity Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erie Indemnity Co (MIL:1ERIE) has a Net Margin % of 12.20% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Erie Indemnity Co and its competitors. This is near median its historical median of 12.28. Over the past decade, Erie Indemnity Co's Net Margin % has ranged from 10.47 to 15.54. According to the industry distribution chart, Erie Indemnity Co ranks #155 out of 500 companies in the Insurance industry, placing it in the top 31%.
Is Erie Indemnity Co's Net Margin % too high?
Erie Indemnity Co's current Net Margin % of 12.20% is near median its 10-year median of 12.28. Over the past 10 years, this metric has ranged from a low of 10.47 to a high of 15.54. The Insurance industry median Net Margin % is 9.15. Erie Indemnity Co's value of 12.20% is 33.4% above this industry median. Based on the distribution chart, Erie Indemnity Co ranks #155 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's Net Margin % compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #155 out of 500 companies for Net Margin %. This puts Erie Indemnity Co in the upper half of its industry. The industry median Net Margin % is 9.15. Erie Indemnity Co's value of 12.20% is 33.4% above this benchmark. Historically, Erie Indemnity Co's own Net Margin % has ranged from 10.47 to 15.54 over the past decade. While the company's 10-year median is 12.28 vs. the industry median of 9.15, Erie Indemnity Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current Net Margin % of 12.20% is 33.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current Net Margin % is 12.20%, which is near median its own 10-year median of 12.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Erie Indemnity Co (MIL:1ERIE) has a current Net Margin % of 12.20%. The stock's GF Value™ is €398.37, compared to a current price of €248.00 — trading 37.7% below its estimated fair value. The current Net Margin % is 12.20%, which is near median its 10-year median of 12.28 and 33.4% above the Insurance industry median of 9.15. Erie Indemnity Co's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Erie Indemnity Co (MIL:1ERIE), the current Net Margin % is 12.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erie Indemnity Co (MIL:1ERIE) Overvalued in 2026?
Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued.
The current stock price of €248.00 is trading 37.7% below its estimated GF Value™ of €398.37.
Key valuation signals for MIL:1ERIE:
Net Margin %: 12.20% (near median its 10-year median of 12.28)
GF Value™: €398.37 vs. price of €248.00 (37.7% below fair value)
Industry Position: 33.4% above the Insurance median (#155 of 500)
No single metric tells the full story. See the MIL:1ERIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
63GF Score
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