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MeridianMRBK +2.08%62 EV-to-FCF is 52.79 as of Jul. 17, 2026, which is 611% above its 10-year median of 7.42. GuruFocus rates MRBK with a GF Score™ of 62/100 and a GF Value™ of $15.57 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,194 Banks companies, Meridian ranks worse than 93.63% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Meridian's Enterprise Value is $387.7 Mil.
Meridian's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $7.3 Mil. Therefore, Meridian's EV-to-FCF for today is 52.79.
The historical rank and industry rank for Meridian's EV-to-FCF or its related term are showing as below:
MRBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -455.98 Med: 7.42 Max: 101.7
Current: 52.79
During the past 11 years, the highest EV-to-FCF of Meridian was 101.70. The lowest was -455.98. And the median was 7.42.
MRBK's EV-to-FCF is ranked worse than 93.63% of 1194
companies
in the Banks industry
Industry Median: 6.725
vs MRBK: 52.79
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Meridian's share price for today is $20.64.
Meridian's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.850.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Meridian EV-to-FCF Related Terms
Meridian EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Meridian's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Meridian's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Meridian EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Meridian's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Meridian's EV-to-FCF falls into.
Meridian's current Enterprise Value is $387.7 Mil.
Meridian's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Meridian (MRBK) has a EV-to-FCF of 52.79 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Meridian and its competitors. This is 611% above median its historical median of 7.42. According to the industry distribution chart, Meridian ranks #1118 out of 1194 companies in the Banks industry, placing it in the top 93.6%.
Is Meridian's EV-to-FCF too high?
Meridian's current EV-to-FCF of 52.79 is 611% above median its 10-year median of 7.42. The Banks industry median EV-to-FCF is 6.73. Meridian's value of 52.79 is 685% above this industry median. Based on the distribution chart, Meridian ranks #1118 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Meridian has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meridian's EV-to-FCF compare to INBK and NKSH?
According to the Banks industry distribution chart, Meridian ranks #1118 out of 1194 companies for EV-to-FCF. This places Meridian in the lower half of its industry. The industry median EV-to-FCF is 6.73. Meridian's value of 52.79 is 685% above this benchmark. While the company's 10-year median is 7.42 vs. the industry median of 6.73, Meridian has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meridian's current EV-to-FCF of 52.79 is 685% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Meridian and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meridian's current EV-to-FCF is 52.79, which is 611% above median its own 10-year median of 7.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meridian stock overvalued right now?
Based on GuruFocus' analysis, Meridian (MRBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.57, compared to a current price of $20.64 — trading 32.6% above its estimated fair value. The current EV-to-FCF is 52.79, which is 611% above median its 10-year median of 7.42 and 685% above the Banks industry median of 6.73. Meridian's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Meridian (MRBK), the current EV-to-FCF is 52.79 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Meridian (MRBK) Overvalued in 2026?
Based on GuruFocus' analysis, Meridian stock appears to be overvalued.
The current stock price of $20.64 is trading 32.6% above its estimated GF Value™ of $15.57.
GuruFocus considers Meridian to be Significantly Overvalued.
Key valuation signals for MRBK:
EV-to-FCF: 52.79 (611% above median its 10-year median of 7.42)
GF Value™: $15.57 vs. price of $20.64 (32.6% above fair value)
Industry Position: 685% above the Banks median (#1118 of 1194)
No single metric tells the full story. See the MRBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Meridian Corp is a bank holding company based in the United States. Through its banking subsidiary, it operates as a full-service, state-chartered commercial bank providing personal and business lending and deposit services. It operates in three reportable segments, including Bank, Wealth, and Mortgage. Meridian generates maximum revenue from the Bank segment, which consists of commercial and retail banking. It generates interest income from its lending (including leasing) and investing activities and is dependent on the gathering of lower-cost deposits from its branch network or borrowed funds from other sources for funding its loans. Geographically, it operates in Pennsylvania, New Jersey, and Delaware, as well as in the Central Maryland market and southwest Florida, U.S.
62GF Score
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