Bank Muscat (SAOG) (MUS:BKMB) EV-to-FCF: -13.88 (As of Jul. 09, 2026)


MUS:BKMB Bank Muscat (SAOG) MUS:BKMB
52 GF Score
Price ر.ع0.40
GF Value ر.ع0.31
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Bank Muscat (SAOG) EV-to-FCF?

Bank Muscat (SAOG) MUS:BKMB +0.25% 52 EV-to-FCF is -13.88 as of Jul. 09, 2026. GuruFocus rates MUS:BKMB with a GF Score™ of 52/100 and a GF Value™ of ر.ع0.31 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,191 Banks companies, Bank Muscat (SAOG) ranks worse than 83962.97% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank Muscat (SAOG)'s Enterprise Value is ر.ع3,029.8 Mil. Bank Muscat (SAOG)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع-218.2 Mil. Therefore, Bank Muscat (SAOG)'s EV-to-FCF for today is -13.88.

The historical rank and industry rank for Bank Muscat (SAOG)'s EV-to-FCF or its related term are showing as below:

MUS:BKMB' s EV-to-FCF Range Over the Past 10 Years
Min: -48.56   Med: 0.41   Max: 2428.54
Current: -14.19

During the past 13 years, the highest EV-to-FCF of Bank Muscat (SAOG) was 2428.54. The lowest was -48.56. And the median was 0.41.

MUS:BKMB's EV-to-FCF is ranked worse than
100% of 1191 companies
in the Banks industry
Industry Median: 6.57 vs MUS:BKMB: -14.19

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-09), Bank Muscat (SAOG)'s stock price is ر.ع0.397. Bank Muscat (SAOG)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع0.030. Therefore, Bank Muscat (SAOG)'s PE Ratio (TTM) for today is 13.23.


Bank Muscat (SAOG)  (MUS:BKMB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank Muscat (SAOG)'s PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.397/0.030
=13.23

Bank Muscat (SAOG)'s share price for today is ر.ع0.397.
Bank Muscat (SAOG)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.030.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank Muscat (SAOG) EV-to-FCF Related Terms


Bank Muscat (SAOG) EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank Muscat (SAOG)'s EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Muscat (SAOG) EV-to-FCF Chart

Bank Muscat (SAOG) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.50 11.81 1.53 -28.57 5.51

Bank Muscat (SAOG) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.57 -41.46 2,343.08 5.51 -16.94

MUS:BKMB vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Bank Muscat (SAOG)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Muscat (SAOG) EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Muscat (SAOG)'s EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Muscat (SAOG)'s EV-to-FCF falls into.


MUS:BKMB
52GF Score
Bank Muscat (SAOG) MUS:BKMB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Muscat (SAOG) EV-to-FCF Calculation

Bank Muscat (SAOG)'s EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3029.828/-218.249
=-13.88

Bank Muscat (SAOG)'s current Enterprise Value is ر.ع3,029.8 Mil.
Bank Muscat (SAOG)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع-218.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -13.88 mean?
Bank Muscat (SAOG) (MUS:BKMB) has a EV-to-FCF of -13.88 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Muscat (SAOG) and its competitors. According to the industry distribution chart, Bank Muscat (SAOG) ranks #999999 out of 1191 companies in the Banks industry.
Is Bank Muscat (SAOG)'s EV-to-FCF too high?
Bank Muscat (SAOG)'s current EV-to-FCF is -13.88. Based on the distribution chart, Bank Muscat (SAOG) ranks #999999 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Muscat (SAOG) has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Muscat (SAOG)'s EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Bank Muscat (SAOG) ranks #999999 out of 1191 companies for EV-to-FCF. This places Bank Muscat (SAOG) in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Muscat (SAOG) and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Muscat (SAOG)'s current EV-to-FCF is -13.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Muscat (SAOG) stock overvalued right now?
Based on GuruFocus' analysis, Bank Muscat (SAOG) (MUS:BKMB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.31, compared to a current price of ر.ع0.40 — trading 28.1% above its estimated fair value. The current EV-to-FCF is -13.88. Bank Muscat (SAOG)'s overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank Muscat (SAOG) (MUS:BKMB), the current EV-to-FCF is -13.88 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Muscat (SAOG) (MUS:BKMB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Muscat (SAOG) stock appears to be overvalued. The current stock price of ر.ع0.40 is trading 28.1% above its estimated GF Value™ of ر.ع0.31. GuruFocus considers Bank Muscat (SAOG) to be Modestly Overvalued.

Key valuation signals for MUS:BKMB:

  • EV-to-FCF: -13.88
  • GF Value™: ر.ع0.31 vs. price of ر.ع0.40 (28.1% above fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the MUS:BKMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Muscat (SAOG) Business Description

Other Exchanges BKM:UK
Address Street No. 62, Block No. 311, Building No. 120/4, Airport Heights, Seeb, Muscat, OMN, 112
Bank Muscat (SAOG) is a banking corporation. Its business is to accept Sharia-compliant customer deposits, provide Shari'a-compliant financing based on various Shari'a-compliant modes, and undertake investment activities, commercial banking services, and other investment activities in the Sultanate of Oman. The company's service segments include Personal, Corporate, Wholesale, Islamic, and International banking. It generates the majority of revenue from the personal banking segment, which provides products and services to individuals, including consumer loans, credit cards, deposit accounts, savings deposits, foreign exchange, e-banking, remittances, bancassurance, and other branch-related services.
52GF Score

Get the complete analysis for MUS:BKMB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.40
Price
ر.ع0.31
GF Value