Ecobank Transnational (NSA:ETI) EV-to-FCF: -2.85 (As of Jul. 12, 2026)


NSA:ETI Ecobank Transnational Inc NSA:ETI
32 GF Score
Price ₦85.70
GF Value ₦34.22
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ecobank Transnational EV-to-FCF?

Ecobank Transnational NSA:ETI 32 EV-to-FCF is -2.85 as of Jul. 12, 2026. GuruFocus rates NSA:ETI with a GF Score™ of 32/100 and a GF Value™ of ₦34.22 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,199 Banks companies, Ecobank Transnational ranks better than 94.25% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ecobank Transnational's Enterprise Value is ₦-7,924,970 Mil. Ecobank Transnational's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₦2,781,083 Mil. Therefore, Ecobank Transnational's EV-to-FCF for today is -2.85.

The historical rank and industry rank for Ecobank Transnational's EV-to-FCF or its related term are showing as below:

NSA:ETI' s EV-to-FCF Range Over the Past 10 Years
Min: -43.93   Med: -1.77   Max: 49.71
Current: -2.85

During the past 13 years, the highest EV-to-FCF of Ecobank Transnational was 49.71. The lowest was -43.93. And the median was -1.77.

NSA:ETI's EV-to-FCF is ranked better than
94.25% of 1199 companies
in the Banks industry
Industry Median: 6.56 vs NSA:ETI: -2.85

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-12), Ecobank Transnational's stock price is ₦85.70. Ecobank Transnational's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₦23.655. Therefore, Ecobank Transnational's PE Ratio (TTM) for today is 3.62.


Ecobank Transnational  (NSA:ETI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Ecobank Transnational's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=85.70/23.655
=3.62

Ecobank Transnational's share price for today is ₦85.70.
Ecobank Transnational's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦23.655.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Ecobank Transnational EV-to-FCF Related Terms


Ecobank Transnational EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Ecobank Transnational's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ecobank Transnational EV-to-FCF Chart

Ecobank Transnational Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.09 -3.42 -2.81 -1.78 -5.08

Ecobank Transnational Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.77 -1.84 -2.86 -5.08 -3.20

Ecobank Transnational EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Ecobank Transnational's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ecobank Transnational EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Ecobank Transnational's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Ecobank Transnational's EV-to-FCF falls into.


NSA:ETI
32GF Score
Ecobank Transnational Inc NSA:ETI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ecobank Transnational EV-to-FCF Calculation

Ecobank Transnational's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-7924969.770/2781083.409
=-2.85

Ecobank Transnational's current Enterprise Value is ₦-7,924,970 Mil.
Ecobank Transnational's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦2,781,083 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -2.85 mean?
Ecobank Transnational (NSA:ETI) has a EV-to-FCF of -2.85 as of Jul. 12, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ecobank Transnational and its competitors. According to the industry distribution chart, Ecobank Transnational ranks #69 out of 1199 companies in the Banks industry, placing it in the top 5.8%.
Is Ecobank Transnational's EV-to-FCF too high?
Ecobank Transnational's current EV-to-FCF is -2.85. Based on the distribution chart, Ecobank Transnational ranks #69 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ecobank Transnational has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Transnational's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Ecobank Transnational ranks #69 out of 1199 companies for EV-to-FCF. This places Ecobank Transnational in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ecobank Transnational and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Transnational's current EV-to-FCF is -2.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Transnational stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Transnational (NSA:ETI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦34.22, compared to a current price of ₦85.70 — trading 150.4% above its estimated fair value. The current EV-to-FCF is -2.85. Ecobank Transnational's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ecobank Transnational (NSA:ETI), the current EV-to-FCF is -2.85 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ecobank Transnational (NSA:ETI) Overvalued in 2026?

Based on GuruFocus' analysis, Ecobank Transnational stock appears to be overvalued. The current stock price of ₦85.70 is trading 150.4% above its estimated GF Value™ of ₦34.22. GuruFocus considers Ecobank Transnational to be Significantly Overvalued.

Key valuation signals for NSA:ETI:

  • EV-to-FCF: -2.85
  • GF Value™: ₦34.22 vs. price of ₦85.70 (150.4% above fair value)
  • GF Score™: 32/100 with 2 warning signs

No single metric tells the full story. See the NSA:ETI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ecobank Transnational Business Description

Other Exchanges ETI:GhanaETIT:Cote d'Ivoire
Address 2365, Boulevard du Mono, Lome, TGO, 3261
Ecobank Transnational Inc is a pan-African banking group. Through its subsidiaries, it provides retail, corporate and investment banking services throughout sub Saharan Africa outside South Africa. The company operates in three principal business reporting segments: Consumer Banking (CSB), Commercial Banking (CMB) and Corporate and Investment Banking (CIB). The majority of the revenue is derived from the Corporate and Investment Banking segment, which provides various financial services, including FICC, cash management, trade, loans and liquidity and securities, wealth, and asset management. Geographically, it derives the maximum revenue from Francophone West Africa (UEMOA), and the rest from Nigeria, Anglophone West Africa (AWA), and Central, Eastern and Southern Africa (CESA).
32GF Score

Get the complete analysis for NSA:ETI

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦85.70
Price
₦34.22
GF Value