Alisa Bank (OHEL:ALISA) EV-to-FCF: 2.79 (As of Jul. 18, 2026)

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OHEL:ALISA Alisa Bank PLC OHEL:ALISA
23 GF Score
Price €0.12
GF Value €0.11
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Alisa Bank EV-to-FCF?

Alisa Bank OHEL:ALISA -1.98% 23 EV-to-FCF is 2.79 as of Jul. 18, 2026. GuruFocus rates OHEL:ALISA with a GF Score™ of 23/100 and a GF Value™ of €0.11 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,194 Banks companies, Alisa Bank ranks better than 67.59% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Alisa Bank's Enterprise Value is €-193.29 Mil. Alisa Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-69.20 Mil. Therefore, Alisa Bank's EV-to-FCF for today is 2.79.

The historical rank and industry rank for Alisa Bank's EV-to-FCF or its related term are showing as below:

OHEL:ALISA' s EV-to-FCF Range Over the Past 10 Years
Min: -13.53   Med: -1.57   Max: 33.08
Current: 2.79

During the past 13 years, the highest EV-to-FCF of Alisa Bank was 33.08. The lowest was -13.53. And the median was -1.57.

OHEL:ALISA's EV-to-FCF is ranked better than
67.59% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs OHEL:ALISA: 2.79

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-18), Alisa Bank's stock price is €0.124. Alisa Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.010. Therefore, Alisa Bank's PE Ratio (TTM) for today is At Loss.


Alisa Bank  (OHEL:ALISA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Alisa Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.124/-0.010
=At Loss

Alisa Bank's share price for today is €0.124.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Alisa Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.010.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Alisa Bank EV-to-FCF Related Terms


Alisa Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Alisa Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alisa Bank EV-to-FCF Chart

Alisa Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.69 -0.78 -13.45 -1.51 2.57

Alisa Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.45 0.00 -1.51 0.00 2.57

OHEL:ALISA vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Alisa Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alisa Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Alisa Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Alisa Bank's EV-to-FCF falls into.


OHEL:ALISA
23GF Score
Alisa Bank PLC OHEL:ALISA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alisa Bank EV-to-FCF Calculation

Alisa Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-193.294/-69.201
=2.79

Alisa Bank's current Enterprise Value is €-193.29 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Alisa Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-69.20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 2.79 mean?
Alisa Bank (OHEL:ALISA) has a EV-to-FCF of 2.79 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alisa Bank and its competitors. According to the industry distribution chart, Alisa Bank ranks #387 out of 1194 companies in the Banks industry, placing it in the top 32.4%.
Is Alisa Bank's EV-to-FCF too high?
Alisa Bank's current EV-to-FCF is 2.79. The Banks industry median EV-to-FCF is 6.73. Alisa Bank's value of 2.79 is 58.5% below this industry median. Based on the distribution chart, Alisa Bank ranks #387 out of 1194 companies in the Banks industry, which is above the industry midpoint. Overall, Alisa Bank has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alisa Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Alisa Bank ranks #387 out of 1194 companies for EV-to-FCF. This puts Alisa Bank in the upper half of its industry. The industry median EV-to-FCF is 6.73. Alisa Bank's value of 2.79 is 58.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alisa Bank's current EV-to-FCF of 2.79 is 58.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alisa Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alisa Bank's current EV-to-FCF is 2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alisa Bank stock overvalued right now?
Based on GuruFocus' analysis, Alisa Bank (OHEL:ALISA) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.11, compared to a current price of €0.12 — trading 12.7% above its estimated fair value. The current EV-to-FCF is 2.79 and 58.5% below the Banks industry median of 6.73. Alisa Bank's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Alisa Bank (OHEL:ALISA), the current EV-to-FCF is 2.79 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alisa Bank (OHEL:ALISA) Overvalued in 2026?

Based on GuruFocus' analysis, Alisa Bank stock appears to be overvalued. The current stock price of €0.12 is trading 12.7% above its estimated GF Value™ of €0.11. GuruFocus considers Alisa Bank to be Modestly Overvalued.

Key valuation signals for OHEL:ALISA:

  • EV-to-FCF: 2.79
  • GF Value™: €0.11 vs. price of €0.12 (12.7% above fair value)
  • GF Score™: 23/100 with 3 warning signs
  • Industry Position: 58.5% below the Banks median (#387 of 1194)

No single metric tells the full story. See the OHEL:ALISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alisa Bank Business Description

Other Exchanges 0RD4:UK
Address Bulevardi 21 A, Helsinki, FIN, 00180
Alisa Bank PLC is a financial technology company that provides seamless banking services through digital channels. It serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. The company offers integrated banking services in the channels where customers carry out their daily business.
23GF Score

Get the complete analysis for OHEL:ALISA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.12
Price
€0.11
GF Value