Alisa Bank (OHEL:ALISA) OCF Margin %: 173.44% (As of Dec. 2025) — 123% Above Median

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OHEL:ALISA Alisa Bank PLC OHEL:ALISA
23 GF Score
Price €0.12
GF Value €0.11
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Alisa Bank OCF Margin %?

Alisa Bank OHEL:ALISA -1.98% 23 OCF Margin % is 173.44% as of Dec. 2025, which is 123% above its 10-year median of 77.67. GuruFocus rates OHEL:ALISA with a GF Score™ of 23/100 and a GF Value™ of €0.11 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Alisa Bank ranks worse than 99.2% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Alisa Bank's Cash Flow from Operations for the six months ended in Dec. 2025 was €13.10 Mil. Alisa Bank's Revenue for the six months ended in Dec. 2025 was €7.55 Mil. Therefore, Alisa Bank's OCF Margin % for the quarter that ended in Dec. 2025 was 173.44%.

As of today, Alisa Bank's current OCF Yield % is -365.98%.

The historical rank and industry rank for Alisa Bank's OCF Margin % or its related term are showing as below:

OHEL:ALISA' s OCF Margin % Range Over the Past 10 Years
Min: -458.9   Med: 77.67   Max: 1118.11
Current: -460.26


During the past 13 years, the highest OCF Margin % of Alisa Bank was 1118.11%. The lowest was -458.90%. And the median was 77.67%.

OHEL:ALISA's OCF Margin % is ranked worse than
99.2% of 1500 companies
in the Banks industry
Industry Median: 29.485 vs OHEL:ALISA: -460.26


Alisa Bank OCF Margin % Related Terms


Alisa Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Alisa Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alisa Bank OCF Margin % Chart

Alisa Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 85.66 1,118.11 55.11 1,002.57 -458.90

Alisa Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 285.34 3,166.11 -773.26 -1,110.93 173.44

OHEL:ALISA vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Alisa Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alisa Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Alisa Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Alisa Bank's OCF Margin % falls into.


OHEL:ALISA
23GF Score
Alisa Bank PLC OHEL:ALISA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alisa Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Alisa Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-68.629/14.955
=-458.90 %

Alisa Bank's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=13.102/7.554
=173.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 173.44% mean?
Alisa Bank (OHEL:ALISA) has a OCF Margin % of 173.44% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Alisa Bank and its competitors. This is 123% above median its historical median of 77.67. According to the industry distribution chart, Alisa Bank ranks #1488 out of 1500 companies in the Banks industry, placing it in the top 99.2%.
Is Alisa Bank's OCF Margin % too high?
Alisa Bank's current OCF Margin % of 173.44% is 123% above median its 10-year median of 77.67. The Banks industry median OCF Margin % is 29.49. Alisa Bank's value of 173.44% is 488.2% above this industry median. Based on the distribution chart, Alisa Bank ranks #1488 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alisa Bank has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alisa Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Alisa Bank ranks #1488 out of 1500 companies for OCF Margin %. This places Alisa Bank in the lower half of its industry. The industry median OCF Margin % is 29.49. Alisa Bank's value of 173.44% is 488.2% above this benchmark. While the company's 10-year median is 77.67 vs. the industry median of 29.49, Alisa Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.49, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alisa Bank's current OCF Margin % of 173.44% is 488.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Alisa Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alisa Bank's current OCF Margin % is 173.44%, which is 123% above median its own 10-year median of 77.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alisa Bank stock overvalued right now?
Based on GuruFocus' analysis, Alisa Bank (OHEL:ALISA) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.11, compared to a current price of €0.12 — trading 12.7% above its estimated fair value. The current OCF Margin % is 173.44%, which is 123% above median its 10-year median of 77.67 and 488.2% above the Banks industry median of 29.49. Alisa Bank's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Alisa Bank (OHEL:ALISA), the current OCF Margin % is 173.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alisa Bank (OHEL:ALISA) Overvalued in 2026?

Based on GuruFocus' analysis, Alisa Bank stock appears to be overvalued. The current stock price of €0.12 is trading 12.7% above its estimated GF Value™ of €0.11. GuruFocus considers Alisa Bank to be Modestly Overvalued.

Key valuation signals for OHEL:ALISA:

  • OCF Margin %: 173.44% (123% above median its 10-year median of 77.67)
  • GF Value™: €0.11 vs. price of €0.12 (12.7% above fair value)
  • GF Score™: 23/100 with 3 warning signs
  • Industry Position: 488.2% above the Banks median (#1488 of 1500)

No single metric tells the full story. See the OHEL:ALISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alisa Bank Business Description

Other Exchanges 0RD4:UK
Address Bulevardi 21 A, Helsinki, FIN, 00180
Alisa Bank PLC is a financial technology company that provides seamless banking services through digital channels. It serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. The company offers integrated banking services in the channels where customers carry out their daily business.
23GF Score

Get the complete analysis for OHEL:ALISA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.12
Price
€0.11
GF Value