Alisa Bank (OHEL:ALISA) FCF Margin %: 170.73% (As of Dec. 2025) — 159% Above Median

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OHEL:ALISA Alisa Bank PLC OHEL:ALISA
24 GF Score
Price €0.12
GF Value €0.11
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Alisa Bank FCF Margin %?

Alisa Bank OHEL:ALISA -1.98% 24 FCF Margin % is 170.73% as of Dec. 2025, which is 159% above its 10-year median of 65.91. GuruFocus rates OHEL:ALISA with a GF Score™ of 24/100 and a GF Value™ of €0.11 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Alisa Bank ranks worse than 99.2% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Alisa Bank's Free Cash Flow for the six months ended in Dec. 2025 was €12.90 Mil. Alisa Bank's Revenue for the six months ended in Dec. 2025 was €7.55 Mil. Therefore, Alisa Bank's FCF Margin % for the quarter that ended in Dec. 2025 was 170.73%.

As of today, Alisa Bank's current FCF Yield % is -372.01%.

The historical rank and industry rank for Alisa Bank's FCF Margin % or its related term are showing as below:

OHEL:ALISA' s FCF Margin % Range Over the Past 10 Years
Min: -464.09   Med: 65.91   Max: 1108.4
Current: -464.09


During the past 13 years, the highest FCF Margin % of Alisa Bank was 1108.40%. The lowest was -464.09%. And the median was 65.91%.

OHEL:ALISA's FCF Margin % is ranked worse than
99.2% of 1504 companies
in the Banks industry
Industry Median: 26.56 vs OHEL:ALISA: -464.09


Alisa Bank FCF Margin % Related Terms


Alisa Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Alisa Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alisa Bank FCF Margin % Chart

Alisa Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67.31 1,108.40 50.61 999.13 -462.73

Alisa Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 281.26 3,162.23 -776.35 -1,115.92 170.73

OHEL:ALISA vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Alisa Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alisa Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Alisa Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Alisa Bank's FCF Margin % falls into.


OHEL:ALISA
24GF Score
Alisa Bank PLC OHEL:ALISA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alisa Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Alisa Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-69.201/14.955
=-462.73 %

Alisa Bank's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=12.897/7.554
=170.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 170.73% mean?
Alisa Bank (OHEL:ALISA) has a FCF Margin % of 170.73% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alisa Bank and its competitors. This is 159% above median its historical median of 65.91. According to the industry distribution chart, Alisa Bank ranks #1492 out of 1504 companies in the Banks industry, placing it in the top 99.2%.
Is Alisa Bank's FCF Margin % too high?
Alisa Bank's current FCF Margin % of 170.73% is 159% above median its 10-year median of 65.91. The Banks industry median FCF Margin % is 26.56. Alisa Bank's value of 170.73% is 542.8% above this industry median. Based on the distribution chart, Alisa Bank ranks #1492 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alisa Bank has a GF Score™ of 24/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alisa Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Alisa Bank ranks #1492 out of 1504 companies for FCF Margin %. This places Alisa Bank in the lower half of its industry. The industry median FCF Margin % is 26.56. Alisa Bank's value of 170.73% is 542.8% above this benchmark. While the company's 10-year median is 65.91 vs. the industry median of 26.56, Alisa Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alisa Bank's current FCF Margin % of 170.73% is 542.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alisa Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alisa Bank's current FCF Margin % is 170.73%, which is 159% above median its own 10-year median of 65.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alisa Bank stock overvalued right now?
Based on GuruFocus' analysis, Alisa Bank (OHEL:ALISA) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.11, compared to a current price of €0.12 — trading 12.7% above its estimated fair value. The current FCF Margin % is 170.73%, which is 159% above median its 10-year median of 65.91 and 542.8% above the Banks industry median of 26.56. Alisa Bank's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Alisa Bank (OHEL:ALISA), the current FCF Margin % is 170.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alisa Bank (OHEL:ALISA) Overvalued in 2026?

Based on GuruFocus' analysis, Alisa Bank stock appears to be overvalued. The current stock price of €0.12 is trading 12.7% above its estimated GF Value™ of €0.11. GuruFocus considers Alisa Bank to be Modestly Overvalued.

Key valuation signals for OHEL:ALISA:

  • FCF Margin %: 170.73% (159% above median its 10-year median of 65.91)
  • GF Value™: €0.11 vs. price of €0.12 (12.7% above fair value)
  • GF Score™: 24/100 with 3 warning signs
  • Industry Position: 542.8% above the Banks median (#1492 of 1504)

No single metric tells the full story. See the OHEL:ALISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alisa Bank Business Description

Other Exchanges 0RD4:UK
Address Bulevardi 21 A, Helsinki, FIN, 00180
Alisa Bank PLC is a financial technology company that provides seamless banking services through digital channels. It serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. The company offers integrated banking services in the channels where customers carry out their daily business.
24GF Score

Get the complete analysis for OHEL:ALISA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.12
Price
€0.11
GF Value