PBCRY (PT Bank Central Asia Tbk) EV-to-FCF: 6.79 (As of Jun. 27, 2026) — 58% Below Median


PBCRY PT Bank Central Asia Tbk PBCRY
71 GF Score
Price $8.57
GF Value $14.70
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk EV-to-FCF?

PT Bank Central Asia Tbk PBCRY +2.27% 71 EV-to-FCF is 6.79 as of Jun. 27, 2026, which is 58% below its 10-year median of 16.09. GuruFocus rates PBCRY with a GF Score™ of 71/100 and a GF Value™ of $14.70 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,195 Banks companies, PT Bank Central Asia Tbk ranks worse than 53.47% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Central Asia Tbk's Enterprise Value is $35,594 Mil. PT Bank Central Asia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $5,243 Mil. Therefore, PT Bank Central Asia Tbk's EV-to-FCF for today is 6.79.

The historical rank and industry rank for PT Bank Central Asia Tbk's EV-to-FCF or its related term are showing as below:

PBCRY' s EV-to-FCF Range Over the Past 10 Years
Min: -30.01   Med: 16.09   Max: 230.83
Current: 7.31

During the past 13 years, the highest EV-to-FCF of PT Bank Central Asia Tbk was 230.83. The lowest was -30.01. And the median was 16.09.

PBCRY's EV-to-FCF is ranked worse than
53.47% of 1195 companies
in the Banks industry
Industry Median: 6.52 vs PBCRY: 7.31

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-27), PT Bank Central Asia Tbk's stock price is $8.57. PT Bank Central Asia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.709. Therefore, PT Bank Central Asia Tbk's PE Ratio (TTM) for today is 12.09.


PT Bank Central Asia Tbk  (OTCPK:PBCRY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Central Asia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.57/0.709
=12.09

PT Bank Central Asia Tbk's share price for today is $8.57.
PT Bank Central Asia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.709.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Central Asia Tbk EV-to-FCF Related Terms


PT Bank Central Asia Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk EV-to-FCF Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.81 29.41 19.51 22.30 12.06

PT Bank Central Asia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.00 21.93 19.63 12.06 7.69

PT Bank Central Asia Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's EV-to-FCF falls into.


PBCRY
71GF Score
PT Bank Central Asia Tbk PBCRY
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk EV-to-FCF Calculation

PT Bank Central Asia Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=35593.509/5243.334
=6.79

PT Bank Central Asia Tbk's current Enterprise Value is $35,594 Mil.
PT Bank Central Asia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5,243 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 6.79 mean?
PT Bank Central Asia Tbk (PBCRY) has a EV-to-FCF of 6.79 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Central Asia Tbk and its competitors. This is 58% below median its historical median of 16.09. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #639 out of 1195 companies in the Banks industry, placing it in the top 53.5%.
Is PT Bank Central Asia Tbk's EV-to-FCF too high?
PT Bank Central Asia Tbk's current EV-to-FCF of 6.79 is 58% below median its 10-year median of 16.09. The Banks industry median EV-to-FCF is 6.52. PT Bank Central Asia Tbk's value of 6.79 is 4.1% above this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #639 out of 1195 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Central Asia Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #639 out of 1195 companies for EV-to-FCF. This places PT Bank Central Asia Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.52. PT Bank Central Asia Tbk's value of 6.79 is 4.1% above this benchmark. While the company's 10-year median is 16.09 vs. the industry median of 6.52, PT Bank Central Asia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current EV-to-FCF of 6.79 is 4.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current EV-to-FCF is 6.79, which is 58% below median its own 10-year median of 16.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRY) is currently considered Significantly Undervalued. The stock's GF Value™ is $14.70, compared to a current price of $8.57 — trading 41.7% below its estimated fair value. The current EV-to-FCF is 6.79, which is 58% below median its 10-year median of 16.09 and 4.1% above the Banks industry median of 6.52. PT Bank Central Asia Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRY), the current EV-to-FCF is 6.79 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $8.57 is trading 41.7% below its estimated GF Value™ of $14.70. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRY:

  • EV-to-FCF: 6.79 (58% below median its 10-year median of 16.09)
  • GF Value™: $14.70 vs. price of $8.57 (41.7% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 4.1% above the Banks median (#639 of 1195)

No single metric tells the full story. See the PBCRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
71GF Score

Get the complete analysis for PBCRY

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.57
Price
$14.70
GF Value