Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Malath Cooperative Insurance Co's EV-to-FCF or its related term are showing as below:
SAU:8020'
s EV-to-FCF Range Over the Past 10 Years
Min: -107.32 Med: -2.67 Max: 24.66
Current: -0.98
During the past 13 years, the highest EV-to-FCF of Malath Cooperative Insurance Co was 24.66. The lowest was -107.32. And the median was -2.67.
SAU:8020's EV-to-FCF is ranked worse than 100% of 395
companies
in the Insurance industry
Industry Median: 9.63
vs SAU:8020: -0.98
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Malath Cooperative Insurance Co (SAU:8020) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Malath Cooperative Insurance Co's PE Ratio (TTM) for today is calculated as:
Malath Cooperative Insurance Co's share price for today is ﷼10.30.
Malath Cooperative Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼0.340.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Malath Cooperative Insurance Co EV-to-FCF Related Terms
Malath Cooperative Insurance Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Malath Cooperative Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malath Cooperative Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Malath Cooperative Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Malath Cooperative Insurance Co's EV-to-FCF falls into.
Malath Cooperative Insurance Co's current Enterprise Value is ﷼321 Mil.
Malath Cooperative Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-330 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malath Cooperative Insurance Co (SAU:8020) has a EV-to-FCF of -0.97 as of Jul. 20, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Malath Cooperative Insurance Co and its competitors. According to the industry distribution chart, Malath Cooperative Insurance Co ranks #999999 out of 395 companies in the Insurance industry.
Is Malath Cooperative Insurance Co's EV-to-FCF too high?
Malath Cooperative Insurance Co's current EV-to-FCF is -0.97. Based on the distribution chart, Malath Cooperative Insurance Co ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Malath Cooperative Insurance Co has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Malath Cooperative Insurance Co's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Malath Cooperative Insurance Co ranks #999999 out of 395 companies for EV-to-FCF. This places Malath Cooperative Insurance Co in the lower half of its industry. The industry median EV-to-FCF is 9.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.63, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Malath Cooperative Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malath Cooperative Insurance Co's current EV-to-FCF is -0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malath Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Malath Cooperative Insurance Co (SAU:8020) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼24.54, compared to a current price of ﷼10.30 — trading 58% below its estimated fair value. The current EV-to-FCF is -0.97. Malath Cooperative Insurance Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Malath Cooperative Insurance Co (SAU:8020), the current EV-to-FCF is -0.97 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malath Cooperative Insurance Co (SAU:8020) Overvalued in 2026?
Based on GuruFocus' analysis, Malath Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼10.30 is trading 58% below its estimated GF Value™ of ﷼24.54.
GuruFocus considers Malath Cooperative Insurance Co to be Possible Value Trap.
Key valuation signals for SAU:8020:
EV-to-FCF: -0.97
GF Value™: ﷼24.54 vs. price of ﷼10.30 (58% below fair value)
No single metric tells the full story. See the SAU:8020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malath Cooperative Insurance Co Business Description
Malath Cooperative Insurance Co is engaged in transacting cooperative insurance operations and all related activities, including reinsurance and agency activities. Its principal line of business includes medical, motor, marine, property, engineering, casualty, and other general insurance. The company's operating segments include Medical, Motor, Property, Engineering, Marine, and Others. Maximum revenue is generated from the Property insurance segment.
67GF Score
Get the complete analysis for SAU:8020
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:8020 has been successfully added to your 
