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The historical rank and industry rank for Amana Cooperative Insurance Co's EV-to-FCF or its related term are showing as below:
SAU:8310'
s EV-to-FCF Range Over the Past 10 Years
Min: -132.95 Med: -3.26 Max: 143.7
Current: 9.59
During the past 13 years, the highest EV-to-FCF of Amana Cooperative Insurance Co was 143.70. The lowest was -132.95. And the median was -3.26.
SAU:8310's EV-to-FCF is ranked better than 50.38% of 395
companies
in the Insurance industry
Industry Median: 9.63
vs SAU:8310: 9.59
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Amana Cooperative Insurance Co (SAU:8310) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Amana Cooperative Insurance Co's PE Ratio (TTM) for today is calculated as:
Amana Cooperative Insurance Co's share price for today is ﷼7.13.
Amana Cooperative Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-0.330.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Amana Cooperative Insurance Co EV-to-FCF Related Terms
Amana Cooperative Insurance Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Amana Cooperative Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amana Cooperative Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Amana Cooperative Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Amana Cooperative Insurance Co's EV-to-FCF falls into.
Amana Cooperative Insurance Co's current Enterprise Value is ﷼143.2 Mil.
Amana Cooperative Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼14.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amana Cooperative Insurance Co (SAU:8310) has a EV-to-FCF of 9.59 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Amana Cooperative Insurance Co and its competitors. According to the industry distribution chart, Amana Cooperative Insurance Co ranks #196 out of 395 companies in the Insurance industry, placing it in the top 49.6%.
Is Amana Cooperative Insurance Co's EV-to-FCF too high?
Amana Cooperative Insurance Co's current EV-to-FCF is 9.59. The Insurance industry median EV-to-FCF is 9.63. Amana Cooperative Insurance Co's value of 9.59 is 0.4% below this industry median. Based on the distribution chart, Amana Cooperative Insurance Co ranks #196 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, Amana Cooperative Insurance Co has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amana Cooperative Insurance Co's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Amana Cooperative Insurance Co ranks #196 out of 395 companies for EV-to-FCF. This puts Amana Cooperative Insurance Co in the upper half of its industry. The industry median EV-to-FCF is 9.63. Amana Cooperative Insurance Co's value of 9.59 is 0.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.63, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amana Cooperative Insurance Co's current EV-to-FCF of 9.59 is 0.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Amana Cooperative Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amana Cooperative Insurance Co's current EV-to-FCF is 9.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amana Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Amana Cooperative Insurance Co (SAU:8310) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼16.40, compared to a current price of ﷼7.13 — trading 56.5% below its estimated fair value. The current EV-to-FCF is 9.59 and 0.4% below the Insurance industry median of 9.63. Amana Cooperative Insurance Co's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Amana Cooperative Insurance Co (SAU:8310), the current EV-to-FCF is 9.59 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amana Cooperative Insurance Co (SAU:8310) Overvalued in 2026?
Based on GuruFocus' analysis, Amana Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼7.13 is trading 56.5% below its estimated GF Value™ of ﷼16.40.
GuruFocus considers Amana Cooperative Insurance Co to be Possible Value Trap.
Key valuation signals for SAU:8310:
EV-to-FCF: 9.59
GF Value™: ﷼16.40 vs. price of ﷼7.13 (56.5% below fair value)
Industry Position: 0.4% below the Insurance median (#196 of 395)
No single metric tells the full story. See the SAU:8310 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amana Cooperative Insurance Co Business Description
Amana Cooperative Insurance Co is engaged in conducting cooperative insurance operations. The Company provides a range of insurance products, including medical, motor, marine, fire, engineering, accident and liability, and protection insurance. It operates through key segments such as Medical Insurance, which offers health insurance coverage and generates the maximum revenue, Motor Insurance, which covers vehicle-related risks, and Property & Casualty Insurance, which includes coverage for property, engineering, marine, and other general insurance products.
62GF Score
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