Amana Cooperative Insurance Co (SAU:8310) OCF Margin %: -18.10% (As of Mar. 2026)

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SAU:8310 Amana Cooperative Insurance Co SAU:8310
62 GF Score
Price ﷼7.70
GF Value ﷼16.41
Valuation Possible Value Trap
! 1 Warning Sign
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What is Amana Cooperative Insurance Co OCF Margin %?

Amana Cooperative Insurance Co SAU:8310 +4.34% 62 OCF Margin % is -18.10% as of Mar. 2026. GuruFocus rates SAU:8310 with a GF Score™ of 62/100 and a GF Value™ of ﷼16.41 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Amana Cooperative Insurance Co ranks worse than 63.29% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Amana Cooperative Insurance Co's Cash Flow from Operations for the three months ended in Mar. 2026 was ﷼-16.0 Mil. Amana Cooperative Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼88.6 Mil. Therefore, Amana Cooperative Insurance Co's OCF Margin % for the quarter that ended in Mar. 2026 was -18.10%.

As of today, Amana Cooperative Insurance Co's current OCF Yield % is 6.22%.

The historical rank and industry rank for Amana Cooperative Insurance Co's OCF Margin % or its related term are showing as below:

SAU:8310' s OCF Margin % Range Over the Past 10 Years
Min: -80.13   Med: -11.2   Max: 16.33
Current: 6.27


During the past 13 years, the highest OCF Margin % of Amana Cooperative Insurance Co was 16.33%. The lowest was -80.13%. And the median was -11.20%.

SAU:8310's OCF Margin % is ranked worse than
63.29% of 504 companies
in the Insurance industry
Industry Median: 10.88 vs SAU:8310: 6.27


Amana Cooperative Insurance Co OCF Margin % Related Terms


Amana Cooperative Insurance Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Amana Cooperative Insurance Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amana Cooperative Insurance Co OCF Margin % Chart

Amana Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -53.45 -41.11 -1.46 7.93 9.57

Amana Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.56 23.53 35.30 -9.01 -18.10

SAU:8310 vs AFL, MET, PRU: OCF Margin % Comparison

For the Insurance - Life subindustry, Amana Cooperative Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amana Cooperative Insurance Co OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Amana Cooperative Insurance Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Amana Cooperative Insurance Co's OCF Margin % falls into.


SAU:8310
62GF Score
Amana Cooperative Insurance Co SAU:8310
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amana Cooperative Insurance Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Amana Cooperative Insurance Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=27.226/284.503
=9.57 %

Amana Cooperative Insurance Co's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-16.033/88.593
=-18.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -18.10% mean?
Amana Cooperative Insurance Co (SAU:8310) has a OCF Margin % of -18.10% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Amana Cooperative Insurance Co and its competitors. According to the industry distribution chart, Amana Cooperative Insurance Co ranks #319 out of 504 companies in the Insurance industry, placing it in the top 63.3%.
Is Amana Cooperative Insurance Co's OCF Margin % too high?
Amana Cooperative Insurance Co's current OCF Margin % is -18.10%. Based on the distribution chart, Amana Cooperative Insurance Co ranks #319 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Amana Cooperative Insurance Co has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amana Cooperative Insurance Co's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Amana Cooperative Insurance Co ranks #319 out of 504 companies for OCF Margin %. This places Amana Cooperative Insurance Co in the lower half of its industry. The industry median OCF Margin % is 10.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.88, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Amana Cooperative Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amana Cooperative Insurance Co's current OCF Margin % is -18.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amana Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Amana Cooperative Insurance Co (SAU:8310) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼16.41, compared to a current price of ﷼7.70 — trading 53.1% below its estimated fair value. The current OCF Margin % is -18.10%. Amana Cooperative Insurance Co's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Amana Cooperative Insurance Co (SAU:8310), the current OCF Margin % is -18.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amana Cooperative Insurance Co (SAU:8310) Overvalued in 2026?

Based on GuruFocus' analysis, Amana Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼7.70 is trading 53.1% below its estimated GF Value™ of ﷼16.41. GuruFocus considers Amana Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8310:

  • OCF Margin %: -18.10%
  • GF Value™: ﷼16.41 vs. price of ﷼7.70 (53.1% below fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the SAU:8310 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amana Cooperative Insurance Co Business Description

Address Salah-Uddin Al-Ayubi Street, P.O.Box: 27986, Riyadh, SAU, 11427
Amana Cooperative Insurance Co is engaged in conducting cooperative insurance operations. The Company provides a range of insurance products, including medical, motor, marine, fire, engineering, accident and liability, and protection insurance. It operates through key segments such as Medical Insurance, which offers health insurance coverage and generates the maximum revenue, Motor Insurance, which covers vehicle-related risks, and Property & Casualty Insurance, which includes coverage for property, engineering, marine, and other general insurance products.
62GF Score

Get the complete analysis for SAU:8310

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.70
Price
﷼16.41
GF Value