Amana Cooperative Insurance Co (SAU:8310) E10: ﷼-2.70 (As of Mar. 2026)

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SAU:8310 Amana Cooperative Insurance Co SAU:8310
62 GF Score
Price ﷼7.70
GF Value ﷼16.41
Valuation Possible Value Trap
! 1 Warning Sign
View Full Analysis

What is Amana Cooperative Insurance Co E10?

Amana Cooperative Insurance Co SAU:8310 +4.34% 62 E10 is ﷼-2.70 as of Mar. 2026. GuruFocus rates SAU:8310 with a GF Score™ of 62/100 and a GF Value™ of ﷼16.41 (Possible Value Trap). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Amana Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼-0.150. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼-2.70 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Amana Cooperative Insurance Co was 5.90% per year. The lowest was 5.90% per year. And the median was 5.90% per year.

As of today (2026-07-13), Amana Cooperative Insurance Co's current stock price is ﷼7.70. Amana Cooperative Insurance Co's E10 for the quarter that ended in Mar. 2026 was ﷼-2.70. Amana Cooperative Insurance Co's Shiller PE Ratio of today is .


Amana Cooperative Insurance Co  (SAU:8310) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Amana Cooperative Insurance Co E10 Related Terms


Amana Cooperative Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Amana Cooperative Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amana Cooperative Insurance Co E10 Chart

Amana Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -3.11 -2.72 -2.56 -2.59

Amana Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.46 -2.49 -2.53 -2.59 -2.70

SAU:8310 vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Amana Cooperative Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amana Cooperative Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Amana Cooperative Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Amana Cooperative Insurance Co's Shiller PE Ratio falls into.


SAU:8310
62GF Score
Amana Cooperative Insurance Co SAU:8310
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amana Cooperative Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Amana Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.15/330.2130*330.2130
=-0.150

Current CPI (Mar. 2026) = 330.2130.

Amana Cooperative Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 -0.337 241.018 -0.462
201609 0.312 241.428 0.427
201612 0.162 241.432 0.222
201703 -0.400 243.801 -0.542
201706 -0.162 244.955 -0.218
201709 1.199 246.819 1.604
201712 -0.625 246.524 -0.837
201803 -0.738 249.554 -0.977
201806 -0.129 251.989 -0.169
201809 -0.591 252.439 -0.773
201812 -1.274 251.233 -1.675
201903 -1.846 254.202 -2.398
201906 -0.351 256.143 -0.453
201909 -0.554 256.759 -0.712
201912 -0.314 256.974 -0.403
202003 0.166 258.115 0.212
202006 0.280 257.797 0.359
202009 -2.380 260.280 -3.019
202012 -2.860 260.474 -3.626
202103 -0.870 264.877 -1.085
202106 -3.030 271.696 -3.683
202109 -1.960 274.310 -2.359
202112 -2.590 278.802 -3.068
202203 -2.310 287.504 -2.653
202206 0.170 296.311 0.189
202209 -0.710 296.808 -0.790
202212 0.101 296.797 0.112
202303 0.230 301.836 0.252
202306 0.230 305.109 0.249
202309 0.220 307.789 0.236
202312 -0.090 306.746 -0.097
202403 0.050 312.332 0.053
202406 0.220 314.175 0.231
202409 0.000 315.301 0.000
202412 0.010 315.605 0.010
202503 -0.140 319.799 -0.145
202506 0.130 322.561 0.133
202509 -0.190 324.800 -0.193
202512 -0.120 324.054 -0.122
202603 -0.150 330.213 -0.150

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼-2.70 mean?
Amana Cooperative Insurance Co (SAU:8310) has a E10 of ﷼-2.70 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Amana Cooperative Insurance Co and its competitors.
Is Amana Cooperative Insurance Co's E10 too high?
Amana Cooperative Insurance Co's current E10 is ﷼-2.70. Overall, Amana Cooperative Insurance Co has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amana Cooperative Insurance Co's E10 compare to AFL and MET?
Amana Cooperative Insurance Co's E10 of ﷼-2.70 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Amana Cooperative Insurance Co and its competitors. Amana Cooperative Insurance Co's current E10 is ﷼-2.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amana Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Amana Cooperative Insurance Co (SAU:8310) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼16.41, compared to a current price of ﷼7.70 — trading 53.1% below its estimated fair value. The current E10 is ﷼-2.70. Amana Cooperative Insurance Co's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Amana Cooperative Insurance Co (SAU:8310), the current E10 is ﷼-2.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amana Cooperative Insurance Co (SAU:8310) Overvalued in 2026?

Based on GuruFocus' analysis, Amana Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼7.70 is trading 53.1% below its estimated GF Value™ of ﷼16.41. GuruFocus considers Amana Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8310:

  • E10: ﷼-2.70
  • GF Value™: ﷼16.41 vs. price of ﷼7.70 (53.1% below fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the SAU:8310 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amana Cooperative Insurance Co Business Description

Address Salah-Uddin Al-Ayubi Street, P.O.Box: 27986, Riyadh, SAU, 11427
Amana Cooperative Insurance Co is engaged in conducting cooperative insurance operations. The Company provides a range of insurance products, including medical, motor, marine, fire, engineering, accident and liability, and protection insurance. It operates through key segments such as Medical Insurance, which offers health insurance coverage and generates the maximum revenue, Motor Insurance, which covers vehicle-related risks, and Property & Casualty Insurance, which includes coverage for property, engineering, marine, and other general insurance products.
62GF Score

Get the complete analysis for SAU:8310

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.70
Price
﷼16.41
GF Value