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Joyas International HoldingsSGX:E9L EV-to-FCF is 386.45 as of Aug. 25, 2026. The stock has 3 warning signs investors should review. Among 268 Credit Services companies, Joyas International Holdings ranks worse than 83.21% on this metric.
The historical rank and industry rank for Joyas International Holdings's EV-to-FCF or its related term are showing as below:
SGX:E9L'
s EV-to-FCF Range Over the Past 10 Years
Min: -3.52 Med: -1.66 Max: 386.45
Current: 386.45
During the past 13 years, the highest EV-to-FCF of Joyas International Holdings was 386.45. The lowest was -3.52. And the median was -1.66.
SGX:E9L's EV-to-FCF is ranked worse than 83.21% of 268
companies
in the Credit Services industry
Industry Median: 14.275
vs SGX:E9L: 386.45
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Joyas International Holdings (SGX:E9L) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Joyas International Holdings's PE Ratio (TTM) for today is calculated as:
Joyas International Holdings's share price for today is S$0.003.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Joyas International Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was S$0.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Joyas International Holdings EV-to-FCF Related Terms
Joyas International Holdings EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Joyas International Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joyas International Holdings EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Joyas International Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Joyas International Holdings's EV-to-FCF falls into.
Joyas International Holdings's current Enterprise Value is S$7.73 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Joyas International Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was S$0.02 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joyas International Holdings (SGX:E9L) has a EV-to-FCF of 386.45 as of Aug. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Joyas International Holdings and its competitors. According to the industry distribution chart, Joyas International Holdings ranks #223 out of 268 companies in the Credit Services industry, placing it in the top 83.2%.
Is Joyas International Holdings' EV-to-FCF too high?
Joyas International Holdings' current EV-to-FCF is 386.45. The Credit Services industry median EV-to-FCF is 14.28. Joyas International Holdings' value of 386.45 is 2607.2% above this industry median. Based on the distribution chart, Joyas International Holdings ranks #223 out of 268 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Joyas International Holdings' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Joyas International Holdings ranks #223 out of 268 companies for EV-to-FCF. This places Joyas International Holdings in the lower half of its industry. The industry median EV-to-FCF is 14.28. Joyas International Holdings' value of 386.45 is 2607.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 14.28, based on 268 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joyas International Holdings's current EV-to-FCF of 386.45 is 2607.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Joyas International Holdings and its competitors. For the Credit Services industry, the median EV-to-FCF is 14.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joyas International Holdings's current EV-to-FCF is 386.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joyas International Holdings stock overvalued right now?
Joyas International Holdings (SGX:E9L) has a current EV-to-FCF of 386.45. The current EV-to-FCF is 386.45 and 2607.2% above the Credit Services industry median of 14.28. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Joyas International Holdings (SGX:E9L), the current EV-to-FCF is 386.45 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Joyas International Holdings Ltd is an investment holding company. Along with its subsidiaries, it is principally engaged in the provision of financial services in the PRC and Hong Kong Special Administrative Region (HKSAR). The company's operating segments are: Financing activities and Others. It generates revenue predominantly from the Financing activities segment. Geographically, it derives a majority of its revenue from the PRC, including Hong Kong.
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