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Joyas International HoldingsSGX:E9L Gross Margin % is 74.22% as of Jun. 2026, which is 1% below its 10-year median of 74.75. The stock has 3 warning signs investors should review. Among 391 Credit Services companies, Joyas International Holdings ranks better than 78.01% on this metric.
Joyas International Holdings (SGX:E9L) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Joyas International Holdings had a gross margin of 74.22% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Joyas International Holdings Gross Margin % Related Terms
Joyas International Holdings Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Joyas International Holdings's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joyas International Holdings Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Joyas International Holdings's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Joyas International Holdings's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Joyas International Holdings (SGX:E9L) has a Gross Margin % of 74.22% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Joyas International Holdings and its competitors. This is near median its historical median of 74.75. According to the industry distribution chart, Joyas International Holdings ranks #86 out of 391 companies in the Credit Services industry, placing it in the top 22%.
Is Joyas International Holdings' Gross Margin % too high?
Joyas International Holdings' current Gross Margin % of 74.22% is near median its 10-year median of 74.75. The Credit Services industry median Gross Margin % is 51.30. Joyas International Holdings' value of 74.22% is 44.7% above this industry median. Based on the distribution chart, Joyas International Holdings ranks #86 out of 391 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does Joyas International Holdings' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Joyas International Holdings ranks #86 out of 391 companies for Gross Margin %. This places Joyas International Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.30. Joyas International Holdings' value of 74.22% is 44.7% above this benchmark. While the company's 10-year median is 74.75 vs. the industry median of 51.30, Joyas International Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.30, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joyas International Holdings's current Gross Margin % of 74.22% is 44.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Joyas International Holdings and its competitors. For the Credit Services industry, the median Gross Margin % is 51.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joyas International Holdings's current Gross Margin % is 74.22%, which is near median its own 10-year median of 74.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joyas International Holdings stock overvalued right now?
Joyas International Holdings (SGX:E9L) has a current Gross Margin % of 74.22%. The current Gross Margin % is 74.22%, which is near median its 10-year median of 74.75 and 44.7% above the Credit Services industry median of 51.30. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Joyas International Holdings (SGX:E9L), the current Gross Margin % is 74.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Joyas International Holdings Ltd is an investment holding company. Along with its subsidiaries, it is principally engaged in the provision of financial services in the PRC and Hong Kong Special Administrative Region (HKSAR). The company's operating segments are: Financing activities and Others. It generates revenue predominantly from the Financing activities segment. Geographically, it derives a majority of its revenue from the PRC, including Hong Kong.
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