Bank of Xi'an Co (SHSE:600928) EV-to-FCF: -180.83 (As of Jul. 23, 2026)

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SHSE:600928 Bank of Xi'an Co Ltd SHSE:600928
70 GF Score
Price ¥3.57
GF Value ¥5.42
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Bank of Xi'an Co EV-to-FCF?

Bank of Xi'an Co SHSE:600928 +1.13% 70 EV-to-FCF is -180.83 as of Jul. 23, 2026. GuruFocus rates SHSE:600928 with a GF Score™ of 70/100 and a GF Value™ of ¥5.42 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,193 Banks companies, Bank of Xi'an Co ranks worse than 83822.21% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Xi'an Co's Enterprise Value is ¥79,904 Mil. Bank of Xi'an Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ¥-442 Mil. Therefore, Bank of Xi'an Co's EV-to-FCF for today is -180.83.

The historical rank and industry rank for Bank of Xi'an Co's EV-to-FCF or its related term are showing as below:

SHSE:600928' s EV-to-FCF Range Over the Past 10 Years
Min: -199.95   Med: 1.69   Max: 41.79
Current: -180.83

During the past 13 years, the highest EV-to-FCF of Bank of Xi'an Co was 41.79. The lowest was -199.95. And the median was 1.69.

SHSE:600928's EV-to-FCF is ranked worse than
100% of 1193 companies
in the Banks industry
Industry Median: 6.76 vs SHSE:600928: -180.83

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-23), Bank of Xi'an Co's stock price is ¥3.57. Bank of Xi'an Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ¥0.610. Therefore, Bank of Xi'an Co's PE Ratio (TTM) for today is 5.85.


Bank of Xi'an Co  (SHSE:600928) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of Xi'an Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.57/0.610
=5.85

Bank of Xi'an Co's share price for today is ¥3.57.
Bank of Xi'an Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥0.610.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of Xi'an Co EV-to-FCF Related Terms


Bank of Xi'an Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank of Xi'an Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Xi'an Co EV-to-FCF Chart

Bank of Xi'an Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.45 1.03 3.93 -6.27 -6.00

Bank of Xi'an Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.90 -5.68 -8.66 -6.00 -181.53

Bank of Xi'an Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Bank of Xi'an Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Xi'an Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Xi'an Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of Xi'an Co's EV-to-FCF falls into.


SHSE:600928
70GF Score
Bank of Xi'an Co Ltd SHSE:600928
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Xi'an Co EV-to-FCF Calculation

Bank of Xi'an Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=79903.769/-441.883
=-180.83

Bank of Xi'an Co's current Enterprise Value is ¥79,904 Mil.
Bank of Xi'an Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥-442 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -180.83 mean?
Bank of Xi'an Co (SHSE:600928) has a EV-to-FCF of -180.83 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Xi'an Co and its competitors. According to the industry distribution chart, Bank of Xi'an Co ranks #999999 out of 1193 companies in the Banks industry.
Is Bank of Xi'an Co's EV-to-FCF too high?
Bank of Xi'an Co's current EV-to-FCF is -180.83. Based on the distribution chart, Bank of Xi'an Co ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Xi'an Co has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Xi'an Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Bank of Xi'an Co ranks #999999 out of 1193 companies for EV-to-FCF. This places Bank of Xi'an Co in the lower half of its industry. The industry median EV-to-FCF is 6.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.76, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Xi'an Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Xi'an Co's current EV-to-FCF is -180.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Xi'an Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Xi'an Co (SHSE:600928) is currently considered Significantly Undervalued. The stock's GF Value™ is ¥5.42, compared to a current price of ¥3.57 — trading 34.1% below its estimated fair value. The current EV-to-FCF is -180.83. Bank of Xi'an Co's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Xi'an Co (SHSE:600928), the current EV-to-FCF is -180.83 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Xi'an Co (SHSE:600928) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Xi'an Co stock appears to be undervalued. The current stock price of ¥3.57 is trading 34.1% below its estimated GF Value™ of ¥5.42. GuruFocus considers Bank of Xi'an Co to be Significantly Undervalued.

Key valuation signals for SHSE:600928:

  • EV-to-FCF: -180.83
  • GF Value™: ¥5.42 vs. price of ¥3.57 (34.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the SHSE:600928 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Xi'an Co Business Description

Address No. 60, Gaoxin Road, Shaanxi Province, Xi’an, CHN, 710075
Bank of Xi'an Co Ltd is a regional joint-stock commercial bank with equity-based and market-oriented characteristics, which is invested by the state-owned platform companies, large foreign-funded banks and large domestic enterprises.
70GF Score

Get the complete analysis for SHSE:600928

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥3.57
Price
¥5.42
GF Value