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Ares Commercial Real EstateSTU:41I -1.61%48 EV-to-FCF is 111.74 as of Aug. 27, 2026, which is 160% above its 10-year median of 43.03. GuruFocus rates STU:41I with a GF Score™ of 48/100 and a GF Value™ of €9.94 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 734 REITs companies, Ares Commercial Real Estate ranks worse than 93.32% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ares Commercial Real Estate's Enterprise Value is €1,287.39 Mil.
Ares Commercial Real Estate's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €11.52 Mil. Therefore, Ares Commercial Real Estate's EV-to-FCF for today is 111.74.
The historical rank and industry rank for Ares Commercial Real Estate's EV-to-FCF or its related term are showing as below:
STU:41I'
s EV-to-FCF Range Over the Past 10 Years
Min: -260.06 Med: 43.03 Max: 115.04
Current: 114.13
During the past 13 years, the highest EV-to-FCF of Ares Commercial Real Estate was 115.04. The lowest was -260.06. And the median was 43.03.
STU:41I's EV-to-FCF is ranked worse than 93.32% of 734
companies
in the REITs industry
Industry Median: 22.11
vs STU:41I: 114.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ares Commercial Real Estate (STU:41I) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ares Commercial Real Estate's PE Ratio (TTM) for today is calculated as:
Ares Commercial Real Estate's share price for today is €3.975.
Ares Commercial Real Estate's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.070.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ares Commercial Real Estate EV-to-FCF Related Terms
Ares Commercial Real Estate EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Ares Commercial Real Estate's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ares Commercial Real Estate EV-to-FCF vs REITs Industry
For the REITs industry and Real Estate sector, Ares Commercial Real Estate's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Ares Commercial Real Estate's EV-to-FCF falls into.
Ares Commercial Real Estate's current Enterprise Value is €1,287.39 Mil.
Ares Commercial Real Estate's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €11.52 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ares Commercial Real Estate (STU:41I) has a EV-to-FCF of 111.74 as of Aug. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ares Commercial Real Estate and its competitors. This is 160% above median its historical median of 43.03. According to the industry distribution chart, Ares Commercial Real Estate ranks #685 out of 734 companies in the REITs industry, placing it in the top 93.3%.
Is Ares Commercial Real Estate's EV-to-FCF too high?
Ares Commercial Real Estate's current EV-to-FCF of 111.74 is 160% above median its 10-year median of 43.03. The REITs industry median EV-to-FCF is 22.11. Ares Commercial Real Estate's value of 111.74 is 405.4% above this industry median. Based on the distribution chart, Ares Commercial Real Estate ranks #685 out of 734 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ares Commercial Real Estate has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ares Commercial Real Estate's EV-to-FCF compare to REFI and RC?
According to the REITs industry distribution chart, Ares Commercial Real Estate ranks #685 out of 734 companies for EV-to-FCF. This places Ares Commercial Real Estate in the lower half of its industry. The industry median EV-to-FCF is 22.11. Ares Commercial Real Estate's value of 111.74 is 405.4% above this benchmark. While the company's 10-year median is 43.03 vs. the industry median of 22.11, Ares Commercial Real Estate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a REITs company?
The median EV-to-FCF among REITs companies is 22.11, based on 734 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ares Commercial Real Estate's current EV-to-FCF of 111.74 is 405.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ares Commercial Real Estate and its competitors. For the REITs industry, the median EV-to-FCF is 22.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ares Commercial Real Estate's current EV-to-FCF is 111.74, which is 160% above median its own 10-year median of 43.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ares Commercial Real Estate stock overvalued right now?
Based on GuruFocus' analysis, Ares Commercial Real Estate (STU:41I) is currently considered Possible Value Trap. The stock's GF Value™ is €9.94, compared to a current price of €3.98 — trading 60% below its estimated fair value. The current EV-to-FCF is 111.74, which is 160% above median its 10-year median of 43.03 and 405.4% above the REITs industry median of 22.11. Ares Commercial Real Estate's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ares Commercial Real Estate (STU:41I), the current EV-to-FCF is 111.74 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ares Commercial Real Estate (STU:41I) Overvalued in 2026?
Based on GuruFocus' analysis, Ares Commercial Real Estate stock appears to be undervalued.
The current stock price of €3.98 is trading 60% below its estimated GF Value™ of €9.94.
GuruFocus considers Ares Commercial Real Estate to be Possible Value Trap.
Key valuation signals for STU:41I:
EV-to-FCF: 111.74 (160% above median its 10-year median of 43.03)
GF Value™: €9.94 vs. price of €3.98 (60% below fair value)
Industry Position: 405.4% above the REITs median (#685 of 734)
No single metric tells the full story. See the STU:41I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ares Commercial Real Estate Corp is a specialty finance company and a real estate investment trust mainly engaged in originating and investing in commercial real estate (CRE) loans and related investments. It operates in one segment, namely originating and managing a diversified portfolio of CRE debt-related investments. The company recognizes the majority of its revenues in the form of interest income, which it receives from loans.
48GF Score
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