Ares Commercial Real Estate (STU:41I) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:41I Ares Commercial Real Estate Corp STU:41I
48 GF Score
Price €3.98
GF Value €9.94
Valuation Possible Value Trap
! 4 Warning Signs
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What is Ares Commercial Real Estate Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Ares Commercial Real Estate Quality Rank Related Terms

STU:41I
48GF Score
Ares Commercial Real Estate Corp STU:41I
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Ares Commercial Real Estate (STU:41I) Overvalued in 2026?

Based on GuruFocus' analysis, Ares Commercial Real Estate stock appears to be undervalued. The current stock price of €3.98 is trading 60% below its estimated GF Value™ of €9.94. GuruFocus considers Ares Commercial Real Estate to be Possible Value Trap.

Key valuation signals for STU:41I:

  • Quality Rank:
  • GF Value™: €9.94 vs. price of €3.98 (60% below fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the STU:41I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ares Commercial Real Estate Business Description

Industry Real EstateREITs
Other Exchanges ACRE:USA41I:Germany
Address 245 Park Avenue, 42nd Floor, New York, NY, USA, 10167
Ares Commercial Real Estate Corp is a specialty finance company and a real estate investment trust mainly engaged in originating and investing in commercial real estate (CRE) loans and related investments. It operates in one segment, namely originating and managing a diversified portfolio of CRE debt-related investments. The company recognizes the majority of its revenues in the form of interest income, which it receives from loans.
48GF Score

Get the complete analysis for STU:41I

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.98
Price
€9.94
GF Value