Ares Commercial Real Estate (STU:41I) Dividend Payout Ratio: 1.88 (As of Jun. 2026) — 90% Above Median

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STU:41I Ares Commercial Real Estate Corp STU:41I
48 GF Score
Price €3.98
GF Value €9.94
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Ares Commercial Real Estate Dividend Payout Ratio?

Ares Commercial Real Estate STU:41I -1.61% 48 Dividend Payout Ratio is 1.88 as of Jun. 2026, which is 90% above its 10-year median of 0.99. GuruFocus rates STU:41I with a GF Score™ of 48/100 and a GF Value™ of €9.94 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 709 REITs companies, Ares Commercial Real Estate ranks worse than 90.97% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ares Commercial Real Estate's Dividend Payout Ratio for the months ended in Jun. 2026 was 1.88.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Ares Commercial Real Estate Corp is 4.29, which seems too high.

The historical rank and industry rank for Ares Commercial Real Estate's Dividend Payout Ratio or its related term are showing as below:

STU:41I' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.86   Med: 0.99   Max: 4.37
Current: 4.37

During the past 13 years, the highest Dividend Payout Ratio of Ares Commercial Real Estate was 4.37. The lowest was 0.86. And the median was 0.99.

STU:41I's Dividend Payout Ratio is ranked worse than
90.97% of 709 companies
in the REITs industry
Industry Median: 0.99 vs STU:41I: 4.37

As of today (2026-08-27), the Dividend Yield % of Ares Commercial Real Estate is 12.80%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Ares Commercial Real Estate was 31.50%. The lowest was 7.22%. And the median was 10.20%.

Ares Commercial Real Estate's Dividends per Share for the months ended in Jun. 2026 was €0.13.

During the past 12 months, Ares Commercial Real Estate's average Dividends Per Share Growth Rate was -25.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -23.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -12.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -1.60% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Ares Commercial Real Estate was 39.30% per year. The lowest was -23.10% per year. And the median was 2.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Ares Commercial Real Estate (STU:41I) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Ares Commercial Real Estate Dividend Payout Ratio Related Terms

Ares Commercial Real Estate Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Ares Commercial Real Estate's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ares Commercial Real Estate Dividend Payout Ratio Chart

Ares Commercial Real Estate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 2.50 0.00 0.00 0.00

Ares Commercial Real Estate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.88 1.00 0.00 1.88

STU:41I vs REFI, RC, MITT: Dividend Payout Ratio Comparison

For the REIT - Mortgage subindustry, Ares Commercial Real Estate's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ares Commercial Real Estate Dividend Payout Ratio vs REITs Industry

For the REITs industry and Real Estate sector, Ares Commercial Real Estate's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Ares Commercial Real Estate's Dividend Payout Ratio falls into.


STU:41I
48GF Score
Ares Commercial Real Estate Corp STU:41I
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ares Commercial Real Estate Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Ares Commercial Real Estate's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.512/ -0.102
=N/A

Ares Commercial Real Estate's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.13/ 0.069
=1.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.88 mean?
Ares Commercial Real Estate (STU:41I) has a Dividend Payout Ratio of 1.88 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ares Commercial Real Estate and its competitors. This is 90% above median its historical median of 0.99. Over the past decade, Ares Commercial Real Estate's Dividend Payout Ratio has ranged from 0.86 to 4.37. According to the industry distribution chart, Ares Commercial Real Estate ranks #645 out of 709 companies in the REITs industry, placing it in the top 91%.
Is Ares Commercial Real Estate's Dividend Payout Ratio too high?
Ares Commercial Real Estate's current Dividend Payout Ratio of 1.88 is 90% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 4.37. The REITs industry median Dividend Payout Ratio is 0.99. Ares Commercial Real Estate's value of 1.88 is 89.9% above this industry median. Based on the distribution chart, Ares Commercial Real Estate ranks #645 out of 709 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ares Commercial Real Estate has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ares Commercial Real Estate's Dividend Payout Ratio compare to REFI and RC?
According to the REITs industry distribution chart, Ares Commercial Real Estate ranks #645 out of 709 companies for Dividend Payout Ratio. This places Ares Commercial Real Estate in the lower half of its industry. The industry median Dividend Payout Ratio is 0.99. Ares Commercial Real Estate's value of 1.88 is 89.9% above this benchmark. Historically, Ares Commercial Real Estate's own Dividend Payout Ratio has ranged from 0.86 to 4.37 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 0.99, Ares Commercial Real Estate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a REITs company?
The median Dividend Payout Ratio among REITs companies is 0.99, based on 709 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ares Commercial Real Estate's current Dividend Payout Ratio of 1.88 is 89.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ares Commercial Real Estate and its competitors. For the REITs industry, the median Dividend Payout Ratio is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ares Commercial Real Estate's current Dividend Payout Ratio is 1.88, which is 90% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ares Commercial Real Estate stock overvalued right now?
Based on GuruFocus' analysis, Ares Commercial Real Estate (STU:41I) is currently considered Possible Value Trap. The stock's GF Value™ is €9.94, compared to a current price of €3.98 — trading 60% below its estimated fair value. The current Dividend Payout Ratio is 1.88, which is 90% above median its 10-year median of 0.99 and 89.9% above the REITs industry median of 0.99. Ares Commercial Real Estate's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Ares Commercial Real Estate (STU:41I), the current Dividend Payout Ratio is 1.88 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ares Commercial Real Estate (STU:41I) Overvalued in 2026?

Based on GuruFocus' analysis, Ares Commercial Real Estate stock appears to be undervalued. The current stock price of €3.98 is trading 60% below its estimated GF Value™ of €9.94. GuruFocus considers Ares Commercial Real Estate to be Possible Value Trap.

Key valuation signals for STU:41I:

  • Dividend Payout Ratio: 1.88 (90% above median its 10-year median of 0.99)
  • GF Value™: €9.94 vs. price of €3.98 (60% below fair value)
  • GF Score™: 48/100 with 4 warning signs
  • Industry Position: 89.9% above the REITs median (#645 of 709)

No single metric tells the full story. See the STU:41I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ares Commercial Real Estate Business Description

Industry Real EstateREITs
Other Exchanges ACRE:USA41I:Germany
Address 245 Park Avenue, 42nd Floor, New York, NY, USA, 10167
Ares Commercial Real Estate Corp is a specialty finance company and a real estate investment trust mainly engaged in originating and investing in commercial real estate (CRE) loans and related investments. It operates in one segment, namely originating and managing a diversified portfolio of CRE debt-related investments. The company recognizes the majority of its revenues in the form of interest income, which it receives from loans.
48GF Score

Get the complete analysis for STU:41I

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.98
Price
€9.94
GF Value