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The historical rank and industry rank for Ares Commercial Real Estate's PB Ratio or its related term are showing as below:
STU:41I'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.87 Max: 1.2
Current: 0.53
During the past 13 years, Ares Commercial Real Estate's highest PB Ratio was 1.20. The lowest was 0.30. And the median was 0.87.
STU:41I's PB Ratio is ranked better than 83.21% of 911
companies
in the REITs industry
Industry Median: 0.84
vs STU:41I: 0.53
During the past 12 months, Ares Commercial Real Estate's average Book Value Per Share Growth Rate was -7.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -12.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -9.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -4.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ares Commercial Real Estate was 172.50% per year. The lowest was -12.30% per year. And the median was -1.05% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ares Commercial Real Estate PB Ratio Related Terms
Ares Commercial Real Estate PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Ares Commercial Real Estate's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ares Commercial Real Estate PB Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Ares Commercial Real Estate's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ares Commercial Real Estate's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ares Commercial Real Estate (STU:41I) has a PB Ratio of 0.52 as of Aug. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ares Commercial Real Estate and its competitors. This is 40% below median its historical median of 0.87. Over the past decade, Ares Commercial Real Estate's PB Ratio has ranged from 0.30 to 1.20. According to the industry distribution chart, Ares Commercial Real Estate ranks #153 out of 911 companies in the REITs industry, placing it in the top 16.8%.
Is Ares Commercial Real Estate's PB Ratio too high?
Ares Commercial Real Estate's current PB Ratio of 0.52 is 40% below median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 1.20. The REITs industry median PB Ratio is 0.84. Ares Commercial Real Estate's value of 0.52 is 38.1% below this industry median. Based on the distribution chart, Ares Commercial Real Estate ranks #153 out of 911 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ares Commercial Real Estate has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ares Commercial Real Estate's PB Ratio compare to REFI and RC?
According to the REITs industry distribution chart, Ares Commercial Real Estate ranks #153 out of 911 companies for PB Ratio. This places Ares Commercial Real Estate in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.84. Ares Commercial Real Estate's value of 0.52 is 38.1% below this benchmark. Historically, Ares Commercial Real Estate's own PB Ratio has ranged from 0.30 to 1.20 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.84, Ares Commercial Real Estate has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a REITs company?
The median PB Ratio among REITs companies is 0.84, based on 911 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ares Commercial Real Estate's current PB Ratio of 0.52 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ares Commercial Real Estate and its competitors. For the REITs industry, the median PB Ratio is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ares Commercial Real Estate's current PB Ratio is 0.52, which is 40% below median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ares Commercial Real Estate stock overvalued right now?
Based on GuruFocus' analysis, Ares Commercial Real Estate (STU:41I) is currently considered Possible Value Trap. The stock's GF Value™ is €10.26, compared to a current price of €3.98 — trading 61.3% below its estimated fair value. The current PB Ratio is 0.52, which is 40% below median its 10-year median of 0.87 and 38.1% below the REITs industry median of 0.84. Ares Commercial Real Estate's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ares Commercial Real Estate (STU:41I), the current PB Ratio is 0.52 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ares Commercial Real Estate (STU:41I) Overvalued in 2026?
Based on GuruFocus' analysis, Ares Commercial Real Estate stock appears to be undervalued.
The current stock price of €3.98 is trading 61.3% below its estimated GF Value™ of €10.26.
GuruFocus considers Ares Commercial Real Estate to be Possible Value Trap.
Key valuation signals for STU:41I:
PB Ratio: 0.52 (40% below median its 10-year median of 0.87)
GF Value™: €10.26 vs. price of €3.98 (61.3% below fair value)
Industry Position: 38.1% below the REITs median (#153 of 911)
No single metric tells the full story. See the STU:41I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ares Commercial Real Estate Corp is a specialty finance company and a real estate investment trust mainly engaged in originating and investing in commercial real estate (CRE) loans and related investments. It operates in one segment, namely originating and managing a diversified portfolio of CRE debt-related investments. The company recognizes the majority of its revenues in the form of interest income, which it receives from loans.
48GF Score
Get the complete analysis for STU:41I
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