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MarqetaSTU:8QJ0 61 EV-to-FCF is 10.42 as of Jul. 17, 2026. GuruFocus rates STU:8QJ0 with a GF Score™ of 61/100 and a GF Value™ of €5.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,595 Software companies, Marqeta ranks better than 65.39% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Marqeta's Enterprise Value is €1,040.7 Mil.
Marqeta's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €99.9 Mil. Therefore, Marqeta's EV-to-FCF for today is 10.42.
The historical rank and industry rank for Marqeta's EV-to-FCF or its related term are showing as below:
STU:8QJ0'
s EV-to-FCF Range Over the Past 10 Years
Min: -428.32 Med: -2.78 Max: 166.24
Current: 10.11
During the past 7 years, the highest EV-to-FCF of Marqeta was 166.24. The lowest was -428.32. And the median was -2.78.
STU:8QJ0's EV-to-FCF is ranked better than 65.39% of 1595
companies
in the Software industry
Industry Median: 14.76
vs STU:8QJ0: 10.11
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Marqeta's share price for today is €14.06.
Marqeta's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.035.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Marqeta EV-to-FCF Related Terms
Marqeta EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Marqeta's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Marqeta's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marqeta EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Marqeta's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Marqeta's EV-to-FCF falls into.
Marqeta's current Enterprise Value is €1,040.7 Mil.
Marqeta's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €99.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marqeta (STU:8QJ0) has a EV-to-FCF of 10.42 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Marqeta and its competitors. According to the industry distribution chart, Marqeta ranks #552 out of 1595 companies in the Software industry, placing it in the top 34.6%.
Is Marqeta's EV-to-FCF too high?
Marqeta's current EV-to-FCF is 10.42. The Software industry median EV-to-FCF is 14.76. Marqeta's value of 10.42 is 29.4% below this industry median. Based on the distribution chart, Marqeta ranks #552 out of 1595 companies in the Software industry, which is above the industry midpoint. Overall, Marqeta has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marqeta's EV-to-FCF compare to BAND and WIX?
According to the Software industry distribution chart, Marqeta ranks #552 out of 1595 companies for EV-to-FCF. This puts Marqeta in the upper half of its industry. The industry median EV-to-FCF is 14.76. Marqeta's value of 10.42 is 29.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.76, based on 1,595 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marqeta's current EV-to-FCF of 10.42 is 29.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Marqeta and its competitors. For the Software industry, the median EV-to-FCF is 14.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marqeta's current EV-to-FCF is 10.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marqeta stock overvalued right now?
Based on GuruFocus' analysis, Marqeta (STU:8QJ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.43, compared to a current price of €14.06 — trading 158.9% above its estimated fair value. The current EV-to-FCF is 10.42 and 29.4% below the Software industry median of 14.76. Marqeta's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Marqeta (STU:8QJ0), the current EV-to-FCF is 10.42 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marqeta (STU:8QJ0) Overvalued in 2026?
Based on GuruFocus' analysis, Marqeta stock appears to be overvalued.
The current stock price of €14.06 is trading 158.9% above its estimated GF Value™ of €5.43.
GuruFocus considers Marqeta to be Significantly Overvalued.
Key valuation signals for STU:8QJ0:
EV-to-FCF: 10.42
GF Value™: €5.43 vs. price of €14.06 (158.9% above fair value)
Industry Position: 29.4% below the Software median (#552 of 1595)
No single metric tells the full story. See the STU:8QJ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company's open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform.
61GF Score
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