The Shanghai Commercial andvings Bank (TPE:5876) EV-to-FCF: 3.09 (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:5876 The Shanghai Commercial and Savings Bank TPE:5876
74 GF Score
Price NT$44.60
GF Value NT$46.60
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is The Shanghai Commercial andvings Bank EV-to-FCF?

The Shanghai Commercial andvings Bank TPE:5876 -0.22% 74 EV-to-FCF is 3.09 as of Jul. 16, 2026. GuruFocus rates TPE:5876 with a GF Score™ of 74/100 and a GF Value™ of NT$46.60 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,193 Banks companies, The Shanghai Commercial andvings Bank ranks better than 66.3% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Shanghai Commercial andvings Bank's Enterprise Value is NT$-93,570 Mil. The Shanghai Commercial andvings Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was NT$-30,327 Mil. Therefore, The Shanghai Commercial andvings Bank's EV-to-FCF for today is 3.09.

The historical rank and industry rank for The Shanghai Commercial andvings Bank's EV-to-FCF or its related term are showing as below:

TPE:5876' s EV-to-FCF Range Over the Past 10 Years
Min: -23.84   Med: -0.91   Max: 10.9
Current: 3.09

During the past 13 years, the highest EV-to-FCF of The Shanghai Commercial andvings Bank was 10.90. The lowest was -23.84. And the median was -0.91.

TPE:5876's EV-to-FCF is ranked better than
66.3% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs TPE:5876: 3.09

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-16), The Shanghai Commercial andvings Bank's stock price is NT$44.60. The Shanghai Commercial andvings Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$3.060. Therefore, The Shanghai Commercial andvings Bank's PE Ratio (TTM) for today is 14.58.


The Shanghai Commercial andvings Bank  (TPE:5876) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The Shanghai Commercial andvings Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=44.60/3.060
=14.58

The Shanghai Commercial andvings Bank's share price for today is NT$44.60.
The Shanghai Commercial andvings Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$3.060.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The Shanghai Commercial andvings Bank EV-to-FCF Related Terms


The Shanghai Commercial andvings Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for The Shanghai Commercial andvings Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Shanghai Commercial andvings Bank EV-to-FCF Chart

The Shanghai Commercial andvings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.39 -0.76 -0.76 -6.81 3.73

The Shanghai Commercial andvings Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.81 3.61 1.71 1.04 3.73

The Shanghai Commercial andvings Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, The Shanghai Commercial andvings Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Shanghai Commercial andvings Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, The Shanghai Commercial andvings Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The Shanghai Commercial andvings Bank's EV-to-FCF falls into.


TPE:5876
74GF Score
The Shanghai Commercial and Savings Bank TPE:5876
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Shanghai Commercial andvings Bank EV-to-FCF Calculation

The Shanghai Commercial andvings Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-93570.084/-30327.06
=3.09

The Shanghai Commercial andvings Bank's current Enterprise Value is NT$-93,570 Mil.
The Shanghai Commercial andvings Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$-30,327 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 3.09 mean?
The Shanghai Commercial andvings Bank (TPE:5876) has a EV-to-FCF of 3.09 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Shanghai Commercial andvings Bank and its competitors. According to the industry distribution chart, The Shanghai Commercial andvings Bank ranks #402 out of 1193 companies in the Banks industry, placing it in the top 33.7%.
Is The Shanghai Commercial andvings Bank's EV-to-FCF too high?
The Shanghai Commercial andvings Bank's current EV-to-FCF is 3.09. The Banks industry median EV-to-FCF is 6.65. The Shanghai Commercial andvings Bank's value of 3.09 is 53.5% below this industry median. Based on the distribution chart, The Shanghai Commercial andvings Bank ranks #402 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, The Shanghai Commercial andvings Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Shanghai Commercial andvings Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, The Shanghai Commercial andvings Bank ranks #402 out of 1193 companies for EV-to-FCF. This puts The Shanghai Commercial andvings Bank in the upper half of its industry. The industry median EV-to-FCF is 6.65. The Shanghai Commercial andvings Bank's value of 3.09 is 53.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shanghai Commercial andvings Bank's current EV-to-FCF of 3.09 is 53.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Shanghai Commercial andvings Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shanghai Commercial andvings Bank's current EV-to-FCF is 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shanghai Commercial andvings Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank (TPE:5876) is currently considered Fairly Valued. The stock's GF Value™ is NT$46.60, compared to a current price of NT$44.60 — trading 4.3% below its estimated fair value. The current EV-to-FCF is 3.09 and 53.5% below the Banks industry median of 6.65. The Shanghai Commercial andvings Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Shanghai Commercial andvings Bank (TPE:5876), the current EV-to-FCF is 3.09 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Shanghai Commercial andvings Bank (TPE:5876) Overvalued in 2026?

Based on GuruFocus' analysis, The Shanghai Commercial andvings Bank stock appears to be undervalued. The current stock price of NT$44.60 is trading 4.3% below its estimated GF Value™ of NT$46.60. GuruFocus considers The Shanghai Commercial andvings Bank to be Fairly Valued.

Key valuation signals for TPE:5876:

  • EV-to-FCF: 3.09
  • GF Value™: NT$46.60 vs. price of NT$44.60 (4.3% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 53.5% below the Banks median (#402 of 1193)

No single metric tells the full story. See the TPE:5876 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Shanghai Commercial andvings Bank Business Description

Address Minquan East Road, Section 1, No. 2, Zhongshan District, Taipei, TWN
The Shanghai Commercial and Savings Bank provides commercial banking services. The group's objective is to serve society, to support industry, and to promote international trade. Its products and services offerings include current accounts, savings accounts, term deposits, recurring deposits, online banking, loans and overdraft facilities, foreign exchange, and securities trading services, among others. Its geographical segment includes Taiwan, Hong Kong, and others. Maximum revenue is generated from its business in Taiwan.
74GF Score

Get the complete analysis for TPE:5876

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$44.60
Price
NT$46.60
GF Value