Kyushu Financial Group (TSE:7180) EV-to-FCF: (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7180 Kyushu Financial Group Inc TSE:7180
69 GF Score
Price 円1,552.00
GF Value 円940.46
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Kyushu Financial Group EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Kyushu Financial Group's Enterprise Value is 円325,680 Mil. Kyushu Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Kyushu Financial Group's EV-to-FCF for today is .

The historical rank and industry rank for Kyushu Financial Group's EV-to-FCF or its related term are showing as below:

TSE:7180' s EV-to-FCF Range Over the Past 10 Years
Min: -3.88   Med: 0   Max: 0
Current: -3.88

TSE:7180's EV-to-FCF is ranked worse than
100% of 1198 companies
in the Banks industry
Industry Median: 6.68 vs TSE:7180: -3.88

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-21), Kyushu Financial Group's stock price is 円1552.00. Kyushu Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円87.540. Therefore, Kyushu Financial Group's PE Ratio (TTM) for today is 17.73.


Kyushu Financial Group  (TSE:7180) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Kyushu Financial Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1552.00/87.540
=17.73

Kyushu Financial Group's share price for today is 円1552.00.
Kyushu Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円87.540.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Kyushu Financial Group EV-to-FCF Related Terms


Kyushu Financial Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Kyushu Financial Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyushu Financial Group EV-to-FCF Chart

Kyushu Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.65 0.47 1.46 0.73 -1.92

Kyushu Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.00 0.00 0.00 -1.92

Kyushu Financial Group EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Kyushu Financial Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyushu Financial Group EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Kyushu Financial Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Kyushu Financial Group's EV-to-FCF falls into.


TSE:7180
69GF Score
Kyushu Financial Group Inc TSE:7180
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kyushu Financial Group EV-to-FCF Calculation

Kyushu Financial Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=325680.405/0
=

Kyushu Financial Group's current Enterprise Value is 円325,680 Mil.
Kyushu Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Kyushu Financial Group (TSE:7180) Overvalued in 2026?

Based on GuruFocus' analysis, Kyushu Financial Group stock appears to be overvalued. The current stock price of 円1,552.00 is trading 65% above its estimated GF Value™ of 円940.46. GuruFocus considers Kyushu Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7180:

  • EV-to-FCF:
  • GF Value™: 円940.46 vs. price of 円1,552.00 (65% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the TSE:7180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyushu Financial Group Business Description

Address 1-12-3 Kasuga, Nishi-ku, Kumamoto, JPN, 860-0047
Kyushu Financial Group Inc is a financial service provider based in Japan. The company, along with its subsidiaries, provides traditional banking services to its customers. The company operates through two segments: the Banking Business, which provides deposit, lending, foreign exchange, and securities services, and the Leasing Business, which offers leasing and related financial services. It generates the majority of its revenue from the Banking business segment.
69GF Score

Get the complete analysis for TSE:7180

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,552.00
Price
円940.46
GF Value