Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Bank of Toyama's Enterprise Value is 円-7,098 Mil.
The Bank of Toyama's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円8,855 Mil. Therefore, The Bank of Toyama's EV-to-FCF for today is -0.80.
The historical rank and industry rank for The Bank of Toyama's EV-to-FCF or its related term are showing as below:
TSE:8365'
s EV-to-FCF Range Over the Past 10 Years
Min: -5.17 Med: 0.82 Max: 7.17
Current: -0.87
During the past 13 years, the highest EV-to-FCF of The Bank of Toyama was 7.17. The lowest was -5.17. And the median was 0.82.
TSE:8365's EV-to-FCF is ranked better than 89.45% of 1194
companies
in the Banks industry
Industry Median: 6.725
vs TSE:8365: -0.87
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Bank of Toyama (TSE:8365) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Bank of Toyama's PE Ratio (TTM) for today is calculated as:
The Bank of Toyama's share price for today is 円2438.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The Bank of Toyama's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円196.310.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
The Bank of Toyama EV-to-FCF Related Terms
The Bank of Toyama EV-to-FCF Historical Data
* Premium members only.
The historical data trend for The Bank of Toyama's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Toyama EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, The Bank of Toyama's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bank of Toyama EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, The Bank of Toyama's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where The Bank of Toyama's EV-to-FCF falls into.
The Bank of Toyama's current Enterprise Value is 円-7,098 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The Bank of Toyama's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円8,855 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Toyama (TSE:8365) has a EV-to-FCF of -0.80 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Bank of Toyama and its competitors. According to the industry distribution chart, The Bank of Toyama ranks #126 out of 1194 companies in the Banks industry, placing it in the top 10.6%.
Is The Bank of Toyama's EV-to-FCF too high?
The Bank of Toyama's current EV-to-FCF is -0.80. Based on the distribution chart, The Bank of Toyama ranks #126 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Bank of Toyama has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Toyama's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, The Bank of Toyama ranks #126 out of 1194 companies for EV-to-FCF. This places The Bank of Toyama in the top 11% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Bank of Toyama and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Toyama's current EV-to-FCF is -0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Toyama (TSE:8365) is currently considered Fairly Valued. The stock's GF Value™ is 円2,219.23, compared to a current price of 円2,438.00 — trading 9.9% above its estimated fair value. The current EV-to-FCF is -0.80. The Bank of Toyama's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Bank of Toyama (TSE:8365), the current EV-to-FCF is -0.80 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Toyama (TSE:8365) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Toyama stock appears to be overvalued.
The current stock price of 円2,438.00 is trading 9.9% above its estimated GF Value™ of 円2,219.23.
GuruFocus considers The Bank of Toyama to be Fairly Valued.
Key valuation signals for TSE:8365:
EV-to-FCF: -0.80
GF Value™: 円2,219.23 vs. price of 円2,438.00 (9.9% above fair value)
No single metric tells the full story. See the TSE:8365 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Toyama Ltd provides banking and financial services to customers. It offers services like time deposit, savings deposit, mutual fund, insurance, housing loan, car loan, education loan, and others.
65GF Score
Get the complete analysis for TSE:8365
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:8365 has been successfully added to your 
