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The Bank of ToyamaTSE:8365 -5.04%67 5-Year Yield-on-Cost % is 2.38 as of Aug. 20, 2026, which is 11% above its 10-year median of 2.15. GuruFocus rates TSE:8365 with a GF Score™ of 67/100 and a GF Value™ of 円2,340.20 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,250 Banks companies, The Bank of Toyama ranks worse than 74.88% on this metric.
The Bank of Toyama's yield on cost for the quarter that ended in Mar. 2026 was 2.38.
The historical rank and industry rank for The Bank of Toyama's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8365'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.04 Med: 2.15 Max: 4.23
Current: 2.38
During the past 13 years, The Bank of Toyama's highest Yield on Cost was 4.23. The lowest was 1.04. And the median was 2.15.
TSE:8365's 5-Year Yield-on-Cost % is ranked worse than 74.88% of 1250
companies
in the Banks industry
Industry Median: 3.84
vs TSE:8365: 2.38
The Bank of Toyama (TSE:8365) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
The Bank of Toyama 5-Year Yield-on-Cost % Related Terms
The Bank of Toyama 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, The Bank of Toyama's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bank of Toyama 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, The Bank of Toyama's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where The Bank of Toyama's 5-Year Yield-on-Cost % falls into.
The Bank of Toyama 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
The Bank of Toyama (TSE:8365) has a 5-Year Yield-on-Cost % of 2.38 as of Aug. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Bank of Toyama and its competitors. This is 11% above median its historical median of 2.15. Over the past decade, The Bank of Toyama's 5-Year Yield-on-Cost % has ranged from 1.04 to 4.23. According to the industry distribution chart, The Bank of Toyama ranks #936 out of 1250 companies in the Banks industry, placing it in the top 74.9%.
Is The Bank of Toyama's 5-Year Yield-on-Cost % too high?
The Bank of Toyama's current 5-Year Yield-on-Cost % of 2.38 is 11% above median its 10-year median of 2.15. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 4.23. The Banks industry median 5-Year Yield-on-Cost % is 3.84. The Bank of Toyama's value of 2.38 is 38% below this industry median. Based on the distribution chart, The Bank of Toyama ranks #936 out of 1250 companies in the Banks industry, which is below the industry midpoint. Overall, The Bank of Toyama has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Toyama's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, The Bank of Toyama ranks #936 out of 1250 companies for 5-Year Yield-on-Cost %. This places The Bank of Toyama in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. The Bank of Toyama's value of 2.38 is 38% below this benchmark. Historically, The Bank of Toyama's own 5-Year Yield-on-Cost % has ranged from 1.04 to 4.23 over the past decade. While the company's 10-year median is 2.15 vs. the industry median of 3.84, The Bank of Toyama has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Toyama's current 5-Year Yield-on-Cost % of 2.38 is 38% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Bank of Toyama and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Toyama's current 5-Year Yield-on-Cost % is 2.38, which is 11% above median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Toyama (TSE:8365) is currently considered Fairly Valued. The stock's GF Value™ is 円2,340.20, compared to a current price of 円2,355.00 — trading 0.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.38, which is 11% above median its 10-year median of 2.15 and 38% below the Banks industry median of 3.84. The Bank of Toyama's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The Bank of Toyama (TSE:8365), the current 5-Year Yield-on-Cost % is 2.38 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Toyama (TSE:8365) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Toyama stock appears to be overvalued.
The current stock price of 円2,355.00 is trading 0.6% above its estimated GF Value™ of 円2,340.20.
GuruFocus considers The Bank of Toyama to be Fairly Valued.
Key valuation signals for TSE:8365:
5-Year Yield-on-Cost %: 2.38 (11% above median its 10-year median of 2.15)
GF Value™: 円2,340.20 vs. price of 円2,355.00 (0.6% above fair value)
Industry Position: 38% below the Banks median (#936 of 1250)
No single metric tells the full story. See the TSE:8365 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Toyama Ltd provides banking and financial services to customers. It offers services like time deposit, savings deposit, mutual fund, insurance, housing loan, car loan, education loan, and others.
67GF Score
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