The Bank of Toyama (TSE:8365) FCF Margin %: -248.56% (As of Mar. 2026)


TSE:8365 The Bank of Toyama Ltd TSE:8365
65 GF Score
Price 円2,279.00
GF Value 円2,214.57
Valuation Fairly Valued
! 1 Warning Sign
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What is The Bank of Toyama FCF Margin %?

The Bank of Toyama TSE:8365 +0.93% 65 FCF Margin % is -248.56% as of Mar. 2026. GuruFocus rates TSE:8365 with a GF Score™ of 65/100 and a GF Value™ of 円2,214.57 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,506 Banks companies, The Bank of Toyama ranks better than 80.35% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. The Bank of Toyama's Free Cash Flow for the six months ended in Mar. 2026 was 円-16,686 Mil. The Bank of Toyama's Revenue for the six months ended in Mar. 2026 was 円6,713 Mil. Therefore, The Bank of Toyama's FCF Margin % for the quarter that ended in Mar. 2026 was -248.56%.

As of today, The Bank of Toyama's current FCF Yield % is 72.83%.

The historical rank and industry rank for The Bank of Toyama's FCF Margin % or its related term are showing as below:

TSE:8365' s FCF Margin % Range Over the Past 10 Years
Min: -191.16   Med: -7   Max: 138.93
Current: 72.69


During the past 13 years, the highest FCF Margin % of The Bank of Toyama was 138.93%. The lowest was -191.16%. And the median was -7.00%.

TSE:8365's FCF Margin % is ranked better than
80.35% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs TSE:8365: 72.69


The Bank of Toyama FCF Margin % Related Terms


The Bank of Toyama FCF Margin % Historical Data

* Premium members only.

The historical data trend for The Bank of Toyama's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Toyama FCF Margin % Chart

The Bank of Toyama Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.93 -191.16 22.42 -49.65 72.69

The Bank of Toyama Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -280.92 218.31 -296.05 467.01 -248.56

The Bank of Toyama FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, The Bank of Toyama's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Toyama FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Toyama's FCF Margin % distribution charts can be found below:

* The bar in red indicates where The Bank of Toyama's FCF Margin % falls into.


TSE:8365
65GF Score
The Bank of Toyama Ltd TSE:8365
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Bank of Toyama FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

The Bank of Toyama's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=8855/12182
=72.69 %

The Bank of Toyama's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-16686/6713
=-248.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -248.56% mean?
The Bank of Toyama (TSE:8365) has a FCF Margin % of -248.56% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Bank of Toyama and its competitors. According to the industry distribution chart, The Bank of Toyama ranks #296 out of 1506 companies in the Banks industry, placing it in the top 19.7%.
Is The Bank of Toyama's FCF Margin % too high?
The Bank of Toyama's current FCF Margin % is -248.56%. Based on the distribution chart, The Bank of Toyama ranks #296 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Bank of Toyama has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Toyama's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, The Bank of Toyama ranks #296 out of 1506 companies for FCF Margin %. This places The Bank of Toyama in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Bank of Toyama and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Toyama's current FCF Margin % is -248.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Toyama (TSE:8365) is currently considered Fairly Valued. The stock's GF Value™ is 円2,214.57, compared to a current price of 円2,279.00 — trading 2.9% above its estimated fair value. The current FCF Margin % is -248.56%. The Bank of Toyama's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For The Bank of Toyama (TSE:8365), the current FCF Margin % is -248.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Toyama (TSE:8365) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Toyama stock appears to be overvalued. The current stock price of 円2,279.00 is trading 2.9% above its estimated GF Value™ of 円2,214.57. GuruFocus considers The Bank of Toyama to be Fairly Valued.

Key valuation signals for TSE:8365:

  • FCF Margin %: -248.56%
  • GF Value™: 円2,214.57 vs. price of 円2,279.00 (2.9% above fair value)
  • GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the TSE:8365 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Toyama Business Description

Address 22 Moriyama-machi, Toyama Prefecture, Takaoka, JPN, 933-8606
The Bank of Toyama Ltd provides banking and financial services to customers. It offers services like time deposit, savings deposit, mutual fund, insurance, housing loan, car loan, education loan, and others.
65GF Score

Get the complete analysis for TSE:8365

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,279.00
Price
円2,214.57
GF Value