The Bank of Toyama (TSE:8365) GF Value Rank: 10 (As of Aug. 26, 2026) — 25% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8365 The Bank of Toyama Ltd TSE:8365
65 GF Score
Price 円2,339.00
GF Value 円2,342.42
Valuation Fairly Valued
! 2 Warning Signs
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What is The Bank of Toyama GF Value Rank?

The Bank of Toyama TSE:8365 +0.95% 65 GF Value Rank is 10 as of Aug. 26, 2026, which is 25% above its 10-year median of 8.00. GuruFocus rates TSE:8365 with a GF Score™ of 65/100 and a GF Value™ of 円2,342.42 (Fairly Valued). The stock has 2 warning signs investors should review.

The Bank of Toyama has the GF Value Rank of 10.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

The Bank of Toyama GF Value Rank Related Terms

The Bank of Toyama GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, The Bank of Toyama's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Bank of Toyama GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Toyama's GF Value Rank distribution charts can be found below:

* The bar in red indicates where The Bank of Toyama's GF Value Rank falls into.


TSE:8365
65GF Score
The Bank of Toyama Ltd TSE:8365
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 10 mean?
The Bank of Toyama (TSE:8365) has a GF Value Rank of 10 as of Aug. 26, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on The Bank of Toyama and its competitors. This is 25% above median its historical median of 8.00. Over the past decade, The Bank of Toyama's GF Value Rank has ranged from 2.00 to 10.00.
Is The Bank of Toyama's GF Value Rank too high?
The Bank of Toyama's current GF Value Rank of 10 is 25% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, The Bank of Toyama has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Toyama's GF Value Rank compare to competitors?
The Bank of Toyama's GF Value Rank of 10 can be compared against companies in the Banks industry. Historically, The Bank of Toyama's own GF Value Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on The Bank of Toyama and its competitors. The Bank of Toyama's current GF Value Rank is 10, which is 25% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Toyama (TSE:8365) is currently considered Fairly Valued. The stock's GF Value™ is 円2,342.42, compared to a current price of 円2,339.00 — trading 0.1% below its estimated fair value. The current GF Value Rank is 10, which is 25% above median its 10-year median of 8.00. The Bank of Toyama's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For The Bank of Toyama (TSE:8365), the current GF Value Rank is 10 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Toyama (TSE:8365) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Toyama stock appears to be undervalued. The current stock price of 円2,339.00 is trading 0.1% below its estimated GF Value™ of 円2,342.42. GuruFocus considers The Bank of Toyama to be Fairly Valued.

Key valuation signals for TSE:8365:

  • GF Value Rank: 10 (25% above median its 10-year median of 8.00)
  • GF Value™: 円2,342.42 vs. price of 円2,339.00 (0.1% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the TSE:8365 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Bank of Toyama Business Description

Address 22 Moriyama-machi, Toyama Prefecture, Takaoka, JPN, 933-8606
The Bank of Toyama Ltd provides banking and financial services to customers. It offers services like time deposit, savings deposit, mutual fund, insurance, housing loan, car loan, education loan, and others.
65GF Score

Get the complete analysis for TSE:8365

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,339.00
Price
円2,342.42
GF Value