Fairfax Financial Holdings (TSX:FFH) EV-to-FCF: 57.79 (As of Jul. 11, 2026) — 1667% Above Median


TSX:FFH Fairfax Financial Holdings Ltd TSX:FFH
77 GF Score
Price C$2,352.99
GF Value C$2,182.35
Valuation Fairly Valued
! 6 Warning Signs
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What is Fairfax Financial Holdings EV-to-FCF?

Fairfax Financial Holdings TSX:FFH -0.78% 77 EV-to-FCF is 57.79 as of Jul. 11, 2026, which is 1667% above its 10-year median of 3.27. GuruFocus rates TSX:FFH with a GF Score™ of 77/100 and a GF Value™ of C$2,182.35 (Fairly Valued). The stock has 6 warning signs investors should review. Among 393 Insurance companies, Fairfax Financial Holdings ranks worse than 93.89% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Fairfax Financial Holdings's Enterprise Value is C$67,641 Mil. Fairfax Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was C$1,171 Mil. Therefore, Fairfax Financial Holdings's EV-to-FCF for today is 57.79.

The historical rank and industry rank for Fairfax Financial Holdings's EV-to-FCF or its related term are showing as below:

TSX:FFH' s EV-to-FCF Range Over the Past 10 Years
Min: -194.74   Med: 3.27   Max: 457.17
Current: 59.03

During the past 13 years, the highest EV-to-FCF of Fairfax Financial Holdings was 457.17. The lowest was -194.74. And the median was 3.27.

TSX:FFH's EV-to-FCF is ranked worse than
93.89% of 393 companies
in the Insurance industry
Industry Median: 9.48 vs TSX:FFH: 59.03

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-11), Fairfax Financial Holdings's stock price is C$2352.99. Fairfax Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was C$278.302. Therefore, Fairfax Financial Holdings's PE Ratio (TTM) for today is 8.45.


Fairfax Financial Holdings  (TSX:FFH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Fairfax Financial Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2352.99/278.302
=8.45

Fairfax Financial Holdings's share price for today is C$2352.99.
Fairfax Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$278.302.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Fairfax Financial Holdings EV-to-FCF Related Terms


Fairfax Financial Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Fairfax Financial Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fairfax Financial Holdings EV-to-FCF Chart

Fairfax Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 -4.78 -60.44 12.27 29.65

Fairfax Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.79 15.09 12.50 29.65 57.73

TSX:FFH vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, Fairfax Financial Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fairfax Financial Holdings EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Fairfax Financial Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Fairfax Financial Holdings's EV-to-FCF falls into.


TSX:FFH
77GF Score
Fairfax Financial Holdings Ltd TSX:FFH
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fairfax Financial Holdings EV-to-FCF Calculation

Fairfax Financial Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=67640.537/1170.528
=57.79

Fairfax Financial Holdings's current Enterprise Value is C$67,641 Mil.
Fairfax Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$1,171 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 57.79 mean?
Fairfax Financial Holdings (TSX:FFH) has a EV-to-FCF of 57.79 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Fairfax Financial Holdings and its competitors. This is 1667% above median its historical median of 3.27. According to the industry distribution chart, Fairfax Financial Holdings ranks #369 out of 393 companies in the Insurance industry, placing it in the top 93.9%.
Is Fairfax Financial Holdings' EV-to-FCF too high?
Fairfax Financial Holdings' current EV-to-FCF of 57.79 is 1667% above median its 10-year median of 3.27. The Insurance industry median EV-to-FCF is 9.48. Fairfax Financial Holdings' value of 57.79 is 509.6% above this industry median. Based on the distribution chart, Fairfax Financial Holdings ranks #369 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Fairfax Financial Holdings has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fairfax Financial Holdings' EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Fairfax Financial Holdings ranks #369 out of 393 companies for EV-to-FCF. This places Fairfax Financial Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.48. Fairfax Financial Holdings' value of 57.79 is 509.6% above this benchmark. While the company's 10-year median is 3.27 vs. the industry median of 9.48, Fairfax Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.48, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fairfax Financial Holdings's current EV-to-FCF of 57.79 is 509.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Fairfax Financial Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fairfax Financial Holdings's current EV-to-FCF is 57.79, which is 1667% above median its own 10-year median of 3.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fairfax Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fairfax Financial Holdings (TSX:FFH) is currently considered Fairly Valued. The stock's GF Value™ is C$2,182.35, compared to a current price of C$2,352.99 — trading 7.8% above its estimated fair value. The current EV-to-FCF is 57.79, which is 1667% above median its 10-year median of 3.27 and 509.6% above the Insurance industry median of 9.48. Fairfax Financial Holdings' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Fairfax Financial Holdings (TSX:FFH), the current EV-to-FCF is 57.79 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fairfax Financial Holdings (TSX:FFH) Overvalued in 2026?

Based on GuruFocus' analysis, Fairfax Financial Holdings stock appears to be overvalued. The current stock price of C$2,352.99 is trading 7.8% above its estimated GF Value™ of C$2,182.35. GuruFocus considers Fairfax Financial Holdings to be Fairly Valued.

Key valuation signals for TSX:FFH:

  • EV-to-FCF: 57.79 (1667% above median its 10-year median of 3.27)
  • GF Value™: C$2,182.35 vs. price of C$2,352.99 (7.8% above fair value)
  • GF Score™: 77/100 with 6 warning signs
  • Industry Position: 509.6% above the Insurance median (#369 of 393)

No single metric tells the full story. See the TSX:FFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fairfax Financial Holdings Business Description

Address 95 Wellington Street West, Suite 800, Toronto, ON, CAN, M5J 2N7
Fairfax Financial Holdings provides reinsurance and property and casualty insurance in Canada, the United States, and other international markets. The company also has some noninsurance operations such as restaurants. Fairfax has been led by Prem Watsa, its chair and CEO, since its formation in 1985.
77GF Score

Get the complete analysis for TSX:FFH

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$2,352.99
Price
C$2,182.35
GF Value