Bancontander (XMAD:SAN) EV-to-FCF: (As of Jun. 27, 2026)


XMAD:SAN Banco Santander SA XMAD:SAN
58 GF Score
Price €11.83
GF Value €5.06
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Bancontander EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bancontander's Enterprise Value is €233,340 Mil. Bancontander's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €0 Mil. Therefore, Bancontander's EV-to-FCF for today is .

The historical rank and industry rank for Bancontander's EV-to-FCF or its related term are showing as below:

XMAD:SAN' s EV-to-FCF Range Over the Past 10 Years
Min: -86.92   Med: 3.31   Max: 1064.69
Current: -10.37

During the past 13 years, the highest EV-to-FCF of Bancontander was 1064.69. The lowest was -86.92. And the median was 3.31.

XMAD:SAN's EV-to-FCF is ranked worse than
100% of 1195 companies
in the Banks industry
Industry Median: 6.52 vs XMAD:SAN: -10.37

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-27), Bancontander's stock price is €11.83. Bancontander's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.040. Therefore, Bancontander's PE Ratio (TTM) for today is 11.38.


Bancontander  (XMAD:SAN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bancontander's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=11.83/1.040
=11.38

Bancontander's share price for today is €11.83.
Bancontander's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.040.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bancontander EV-to-FCF Related Terms


Bancontander EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bancontander's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander EV-to-FCF Chart

Bancontander Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.65 4.71 -15.41 -5.36 -13.53

Bancontander Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -13.53 0.00

XMAD:SAN vs JPM, BAC, WFC: EV-to-FCF Comparison

For the Banks - Diversified subindustry, Bancontander's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bancontander's EV-to-FCF falls into.


XMAD:SAN
58GF Score
Banco Santander SA XMAD:SAN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander EV-to-FCF Calculation

Bancontander's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=233339.579/0
=

Bancontander's current Enterprise Value is €233,340 Mil.
Bancontander's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Bancontander (XMAD:SAN) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander stock appears to be overvalued. The current stock price of €11.83 is trading 133.8% above its estimated GF Value™ of €5.06. GuruFocus considers Bancontander to be Significantly Overvalued.

Key valuation signals for XMAD:SAN:

  • EV-to-FCF:
  • GF Value™: €5.06 vs. price of €11.83 (133.8% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the XMAD:SAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Business Description

Address Avenida de Cantabria s/n, Boadilla del Monte, Ciudad Grupo Santander, Madrid, ESP, 28660
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
58GF Score

Get the complete analysis for XMAD:SAN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.83
Price
€5.06
GF Value