Nepal SBI Bank (XNEP:SBI) EV-to-FCF: -1.31 (As of Aug. 21, 2026)

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XNEP:SBI Nepal SBI Bank Ltd XNEP:SBI
79 GF Score
Price NPR404.90
GF Value NPR401.93
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Nepal SBI Bank EV-to-FCF?

Nepal SBI Bank XNEP:SBI +0.97% 79 EV-to-FCF is -1.31 as of Aug. 21, 2026. GuruFocus rates XNEP:SBI with a GF Score™ of 79/100 and a GF Value™ of NPR401.93 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,179 Banks companies, Nepal SBI Bank ranks better than 91.86% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nepal SBI Bank's Enterprise Value is NPR-6,251 Mil. Nepal SBI Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jul. 2026 was NPR4,783 Mil. Therefore, Nepal SBI Bank's EV-to-FCF for today is -1.31.

The historical rank and industry rank for Nepal SBI Bank's EV-to-FCF or its related term are showing as below:

XNEP:SBI' s EV-to-FCF Range Over the Past 10 Years
Min: -32.58   Med: 1.97   Max: 79.96
Current: -1.4

During the past 13 years, the highest EV-to-FCF of Nepal SBI Bank was 79.96. The lowest was -32.58. And the median was 1.97.

XNEP:SBI's EV-to-FCF is ranked better than
91.86% of 1179 companies
in the Banks industry
Industry Median: 7.02 vs XNEP:SBI: -1.40

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-21), Nepal SBI Bank's stock price is NPR404.90. Nepal SBI Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2026 was NPR18.074. Therefore, Nepal SBI Bank's PE Ratio (TTM) for today is 22.40.


Nepal SBI Bank  (XNEP:SBI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Nepal SBI Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=404.90/18.074
=22.40

Nepal SBI Bank's share price for today is NPR404.90.
Nepal SBI Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR18.074.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Nepal SBI Bank EV-to-FCF Related Terms


Nepal SBI Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Nepal SBI Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal SBI Bank EV-to-FCF Chart

Nepal SBI Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.79 2.16 2.18 -1.79 -10.46

Nepal SBI Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.79 75.07 -30.90 -2.58 -10.46

Nepal SBI Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Nepal SBI Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal SBI Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Nepal SBI Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Nepal SBI Bank's EV-to-FCF falls into.


XNEP:SBI
79GF Score
Nepal SBI Bank Ltd XNEP:SBI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal SBI Bank EV-to-FCF Calculation

Nepal SBI Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-6250.919/4782.59
=-1.31

Nepal SBI Bank's current Enterprise Value is NPR-6,251 Mil.
Nepal SBI Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR4,783 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.31 mean?
Nepal SBI Bank (XNEP:SBI) has a EV-to-FCF of -1.31 as of Aug. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal SBI Bank and its competitors. According to the industry distribution chart, Nepal SBI Bank ranks #96 out of 1179 companies in the Banks industry, placing it in the top 8.1%.
Is Nepal SBI Bank's EV-to-FCF too high?
Nepal SBI Bank's current EV-to-FCF is -1.31. Based on the distribution chart, Nepal SBI Bank ranks #96 out of 1179 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal SBI Bank has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal SBI Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Nepal SBI Bank ranks #96 out of 1179 companies for EV-to-FCF. This places Nepal SBI Bank in the top 8% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.02, based on 1,179 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal SBI Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal SBI Bank's current EV-to-FCF is -1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal SBI Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal SBI Bank (XNEP:SBI) is currently considered Fairly Valued. The stock's GF Value™ is NPR401.93, compared to a current price of NPR404.90 — trading 0.7% above its estimated fair value. The current EV-to-FCF is -1.31. Nepal SBI Bank's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nepal SBI Bank (XNEP:SBI), the current EV-to-FCF is -1.31 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal SBI Bank (XNEP:SBI) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal SBI Bank stock appears to be overvalued. The current stock price of NPR404.90 is trading 0.7% above its estimated GF Value™ of NPR401.93. GuruFocus considers Nepal SBI Bank to be Fairly Valued.

Key valuation signals for XNEP:SBI:

  • EV-to-FCF: -1.31
  • GF Value™: NPR401.93 vs. price of NPR404.90 (0.7% above fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal SBI Bank Business Description

Address Ward No. 28, Kamaladi, Bagmati Province, Kathmandu, NPL
Nepal SBI Bank Ltd is a commercial bank operating in Nepal, providing banking and financial services to retail, SME, and corporate customers. The bank's offerings include deposit products, loan facilities such as housing, vehicle, business, SME, education, and corporate loans, and various transaction-based services. Its remittance and fund transfer services comprise RTGS/NEFT, SWIFT, and domestic remittance, along with domestic and international remittance services. The bank's card product portfolio includes Nepal SBI Debit Card, Nepal SBI Insta Debit Card, and Vishwa Yatra Card. In addition, it provides ancillary services such as safe deposit lockers and utility bill payments. It operates in an extensive network of branches, extension counters, and ATM terminals across the country.
79GF Score

Get the complete analysis for XNEP:SBI

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR404.90
Price
NPR401.93
GF Value