Nepal SBI Bank (XNEP:SBI) FCF Yield %: 10.42 (As of Aug. 21, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SBI Nepal SBI Bank Ltd XNEP:SBI
79 GF Score
Price NPR404.90
GF Value NPR401.93
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Nepal SBI Bank FCF Yield %?

Nepal SBI Bank XNEP:SBI +0.97% 79 FCF Yield % is 10.42 as of Aug. 21, 2026, which is 5% above its 10-year median of 9.92. GuruFocus rates XNEP:SBI with a GF Score™ of 79/100 and a GF Value™ of NPR401.93 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,497 Banks companies, Nepal SBI Bank ranks better than 61.26% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Nepal SBI Bank's Trailing 12-Month Free Cash Flow is NPR4,783 Mil, and Market Cap is NPR45,896 Mil. Therefore, Nepal SBI Bank's FCF Yield % for today is 10.42%.

The historical rank and industry rank for Nepal SBI Bank's FCF Yield % or its related term are showing as below:

XNEP:SBI' s FCF Yield % Range Over the Past 10 Years
Min: -23.21   Med: 9.92   Max: 118.11
Current: 10.42


During the past 13 years, the highest FCF Yield % of Nepal SBI Bank was 118.11%. The lowest was -23.21%. And the median was 9.92%.

XNEP:SBI's FCF Yield % is ranked better than
61.26% of 1497 companies
in the Banks industry
Industry Median: 8.15 vs XNEP:SBI: 10.42

Nepal SBI Bank's FCF Margin % for the quarter that ended in Jul. 2026 was 0.00%.


Nepal SBI Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Nepal SBI Bank FCF Yield % Related Terms


Nepal SBI Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Nepal SBI Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal SBI Bank FCF Yield % Chart

Nepal SBI Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.92 31.29 28.21 4.19 1.22

Nepal SBI Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.24 0.00 0.00 0.00 0.00

Nepal SBI Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Nepal SBI Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal SBI Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Nepal SBI Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Nepal SBI Bank's FCF Yield % falls into.


XNEP:SBI
79GF Score
Nepal SBI Bank Ltd XNEP:SBI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal SBI Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Nepal SBI Bank's FCF Yield % for the fiscal year that ended in Jul. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=563.909 / 46247.208
=1.22%

Nepal SBI Bank's annualized FCF Yield % for the quarter that ended in Jul. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 46247.208
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 10.42 mean?
Nepal SBI Bank (XNEP:SBI) has a FCF Yield % of 10.42 as of Aug. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nepal SBI Bank and its competitors. This is near median its historical median of 9.92. According to the industry distribution chart, Nepal SBI Bank ranks #580 out of 1497 companies in the Banks industry, placing it in the top 38.7%.
Is Nepal SBI Bank's FCF Yield % too high?
Nepal SBI Bank's current FCF Yield % of 10.42 is near median its 10-year median of 9.92. The Banks industry median FCF Yield % is 8.15. Nepal SBI Bank's value of 10.42 is 27.9% above this industry median. Based on the distribution chart, Nepal SBI Bank ranks #580 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, Nepal SBI Bank has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal SBI Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Nepal SBI Bank ranks #580 out of 1497 companies for FCF Yield %. This puts Nepal SBI Bank in the upper half of its industry. The industry median FCF Yield % is 8.15. Nepal SBI Bank's value of 10.42 is 27.9% above this benchmark. While the company's 10-year median is 9.92 vs. the industry median of 8.15, Nepal SBI Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal SBI Bank's current FCF Yield % of 10.42 is 27.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nepal SBI Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal SBI Bank's current FCF Yield % is 10.42, which is near median its own 10-year median of 9.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal SBI Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal SBI Bank (XNEP:SBI) is currently considered Fairly Valued. The stock's GF Value™ is NPR401.93, compared to a current price of NPR404.90 — trading 0.7% above its estimated fair value. The current FCF Yield % is 10.42, which is near median its 10-year median of 9.92 and 27.9% above the Banks industry median of 8.15. Nepal SBI Bank's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Nepal SBI Bank (XNEP:SBI), the current FCF Yield % is 10.42 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal SBI Bank (XNEP:SBI) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal SBI Bank stock appears to be overvalued. The current stock price of NPR404.90 is trading 0.7% above its estimated GF Value™ of NPR401.93. GuruFocus considers Nepal SBI Bank to be Fairly Valued.

Key valuation signals for XNEP:SBI:

  • FCF Yield %: 10.42 (near median its 10-year median of 9.92)
  • GF Value™: NPR401.93 vs. price of NPR404.90 (0.7% above fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 27.9% above the Banks median (#580 of 1497)

No single metric tells the full story. See the XNEP:SBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal SBI Bank Business Description

Address Ward No. 28, Kamaladi, Bagmati Province, Kathmandu, NPL
Nepal SBI Bank Ltd is a commercial bank operating in Nepal, providing banking and financial services to retail, SME, and corporate customers. The bank's offerings include deposit products, loan facilities such as housing, vehicle, business, SME, education, and corporate loans, and various transaction-based services. Its remittance and fund transfer services comprise RTGS/NEFT, SWIFT, and domestic remittance, along with domestic and international remittance services. The bank's card product portfolio includes Nepal SBI Debit Card, Nepal SBI Insta Debit Card, and Vishwa Yatra Card. In addition, it provides ancillary services such as safe deposit lockers and utility bill payments. It operates in an extensive network of branches, extension counters, and ATM terminals across the country.
79GF Score

Get the complete analysis for XNEP:SBI

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR404.90
Price
NPR401.93
GF Value