Nepal SBI Bank (XNEP:SBI) Cyclically Adjusted Book per Share: NPR168.43 (As of Jul. 2026)

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XNEP:SBI Nepal SBI Bank Ltd XNEP:SBI
79 GF Score
Price NPR404.90
GF Value NPR401.93
Valuation Fairly Valued
! 2 Warning Signs
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What is Nepal SBI Bank Cyclically Adjusted Book per Share?

Nepal SBI Bank XNEP:SBI +0.97% 79 Cyclically Adjusted Book per Share is NPR168.43 as of Jul. 2026. GuruFocus rates XNEP:SBI with a GF Score™ of 79/100 and a GF Value™ of NPR401.93 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Nepal SBI Bank's adjusted book value per share for the three months ended in Jul. 2026 was NPR195.718. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR168.43 for the trailing ten years ended in Jul. 2026.

During the past 12 months, Nepal SBI Bank's average Cyclically Adjusted Book Growth Rate was 6.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Nepal SBI Bank was 6.90% per year. The lowest was 6.40% per year. And the median was 6.65% per year.

As of today (2026-08-21), Nepal SBI Bank's current stock price is NPR404.90. Nepal SBI Bank's Cyclically Adjusted Book per Share for the quarter that ended in Jul. 2026 was NPR168.43. Nepal SBI Bank's Cyclically Adjusted PB Ratio of today is 2.40.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Nepal SBI Bank was 3.31. The lowest was 1.71. And the median was 2.33.


Nepal SBI Bank  (XNEP:SBI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Nepal SBI Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=404.90/168.43
=2.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Nepal SBI Bank was 3.31. The lowest was 1.71. And the median was 2.33.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Nepal SBI Bank Cyclically Adjusted Book per Share Related Terms


Nepal SBI Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Nepal SBI Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal SBI Bank Cyclically Adjusted Book per Share Chart

Nepal SBI Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 129.29 139.90 148.23 158.03 168.43

Nepal SBI Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 158.03 160.35 161.84 166.86 168.43

Nepal SBI Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Nepal SBI Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal SBI Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Nepal SBI Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Nepal SBI Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:SBI
79GF Score
Nepal SBI Bank Ltd XNEP:SBI
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal SBI Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Nepal SBI Bank's adjusted Book Value per Share data for the three months ended in Jul. 2026 was:

Adj_Book= Book Value per Share /CPI of Jul. 2026 (Change)*Current CPI (Jul. 2026)
=195.718/333.9180*333.9180
=195.718

Current CPI (Jul. 2026) = 333.9180.

Nepal SBI Bank Quarterly Data

Book Value per Share CPI Adj_Book
201610 116.122 241.729 160.408
201701 122.527 242.839 168.482
201704 71.891 244.524 98.173
201707 93.753 244.786 127.891
201710 100.704 246.663 136.327
201801 0.000 247.867 0.000
201804 107.844 250.546 143.730
201807 113.145 252.006 149.922
201810 117.627 252.885 155.319
201901 114.238 251.712 151.547
201904 119.194 255.548 155.748
201907 125.161 256.571 162.893
201910 128.600 257.346 166.864
202001 125.870 257.971 162.926
202004 129.695 256.389 168.913
202007 130.793 259.101 168.560
202010 132.539 260.388 169.966
202101 133.108 261.582 169.917
202104 135.663 267.054 169.630
202107 136.438 273.003 166.881
202110 140.174 276.589 169.228
202201 142.379 281.148 169.103
202204 148.370 289.109 171.366
202207 151.812 296.276 171.100
202210 156.495 298.012 175.350
202301 154.891 299.170 172.881
202304 160.328 303.363 176.476
202307 162.109 305.691 177.078
202310 164.076 307.671 178.073
202401 162.580 308.417 176.023
202404 165.609 313.548 176.368
202407 172.772 314.540 183.416
202410 180.432 315.664 190.866
202501 174.539 317.671 183.466
202504 177.342 320.795 184.597
202507 182.805 323.048 188.956
202510 186.654 0.000
202601 186.657 325.252 191.630
202604 190.595 333.020 191.109
202607 195.718 333.918 195.718

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR168.43 mean?
Nepal SBI Bank (XNEP:SBI) has a Cyclically Adjusted Book per Share of NPR168.43 as of Jul. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nepal SBI Bank and its competitors.
Is Nepal SBI Bank's Cyclically Adjusted Book per Share too high?
Nepal SBI Bank's current Cyclically Adjusted Book per Share is NPR168.43. Overall, Nepal SBI Bank has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal SBI Bank's Cyclically Adjusted Book per Share compare to competitors?
Nepal SBI Bank's Cyclically Adjusted Book per Share of NPR168.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nepal SBI Bank and its competitors. Nepal SBI Bank's current Cyclically Adjusted Book per Share is NPR168.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal SBI Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal SBI Bank (XNEP:SBI) is currently considered Fairly Valued. The stock's GF Value™ is NPR401.93, compared to a current price of NPR404.90 — trading 0.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is NPR168.43. Nepal SBI Bank's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Nepal SBI Bank (XNEP:SBI), the current Cyclically Adjusted Book per Share is NPR168.43 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal SBI Bank (XNEP:SBI) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal SBI Bank stock appears to be overvalued. The current stock price of NPR404.90 is trading 0.7% above its estimated GF Value™ of NPR401.93. GuruFocus considers Nepal SBI Bank to be Fairly Valued.

Key valuation signals for XNEP:SBI:

  • Cyclically Adjusted Book per Share: NPR168.43
  • GF Value™: NPR401.93 vs. price of NPR404.90 (0.7% above fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal SBI Bank Business Description

Address Ward No. 28, Kamaladi, Bagmati Province, Kathmandu, NPL
Nepal SBI Bank Ltd is a commercial bank operating in Nepal, providing banking and financial services to retail, SME, and corporate customers. The bank's offerings include deposit products, loan facilities such as housing, vehicle, business, SME, education, and corporate loans, and various transaction-based services. Its remittance and fund transfer services comprise RTGS/NEFT, SWIFT, and domestic remittance, along with domestic and international remittance services. The bank's card product portfolio includes Nepal SBI Debit Card, Nepal SBI Insta Debit Card, and Vishwa Yatra Card. In addition, it provides ancillary services such as safe deposit lockers and utility bill payments. It operates in an extensive network of branches, extension counters, and ATM terminals across the country.
79GF Score

Get the complete analysis for XNEP:SBI

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR404.90
Price
NPR401.93
GF Value