Nepal SBI Bank (XNEP:SBI) Median PS Value: NPR430.73 (As of Aug. 21, 2026) — 46718% Above Median

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SBI Nepal SBI Bank Ltd XNEP:SBI
79 GF Score
Price NPR404.90
GF Value NPR401.93
Valuation Fairly Valued
! 2 Warning Signs
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What is Nepal SBI Bank Median PS Value?

Nepal SBI Bank XNEP:SBI +0.97% 79 Median PS Value is NPR430.73 as of Aug. 21, 2026, which is 100% below its 10-year median of 0.92. GuruFocus rates XNEP:SBI with a GF Score™ of 79/100 and a GF Value™ of NPR401.93 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,056 Banks companies, Nepal SBI Bank ranks better than 71.31% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Nepal SBI Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jul. 2026 was NPR63.432. Nepal SBI Bank's 10-Year median PS Ratio is 6.7904. Therefore, the Median PS Value for today is NPR430.73.

As of today (2026-08-21), Nepal SBI Bank's share price is NPR404.90. Nepal SBI Bank's Median PS Value is NPR430.73. Therefore, Nepal SBI Bank's Price to Median PS Value for today is 0.94.

The historical rank and industry rank for Nepal SBI Bank's Median PS Value or its related term are showing as below:

XNEP:SBI' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.55   Med: 0.92   Max: 0.95
Current: 0.94

During the past 13 years, the highest Price to Median PS Value of Nepal SBI Bank was 0.95. The lowest was 0.55. And the median was 0.92.

XNEP:SBI's Price-to-Median-PS-Value is ranked better than
71.31% of 1056 companies
in the Banks industry
Industry Median: 1.11 vs XNEP:SBI: 0.94

Nepal SBI Bank  (XNEP:SBI) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

Nepal SBI Bank's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=404.90/430.73
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Nepal SBI Bank Median PS Value Related Terms


Nepal SBI Bank Median PS Value Historical Data

* Premium members only.

The historical data trend for Nepal SBI Bank's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal SBI Bank Median PS Value Chart

Nepal SBI Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 587.37 451.88 441.23 430.73

Nepal SBI Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 441.23 439.25 460.15 456.70 430.73

Nepal SBI Bank Median PS Value Competitor Comparison

For the Banks - Regional subindustry, Nepal SBI Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal SBI Bank Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, Nepal SBI Bank's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where Nepal SBI Bank's Price-to-Median-PS-Value falls into.


XNEP:SBI
79GF Score
Nepal SBI Bank Ltd XNEP:SBI
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal SBI Bank Median PS Value Calculation

Nepal SBI Bank's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=63.432*6.7904
=430.73

10-Year Median PS Ratio is 6.7904.
Nepal SBI Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR63.432.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of NPR430.73 mean?
Nepal SBI Bank (XNEP:SBI) has a Median PS Value of NPR430.73 as of Aug. 21, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Nepal SBI Bank and its competitors. This is 46718% above median its historical median of 0.92. Over the past decade, Nepal SBI Bank's Median PS Value has ranged from 0.55 to 0.95. According to the industry distribution chart, Nepal SBI Bank ranks #303 out of 1056 companies in the Banks industry, placing it in the top 28.7%.
Is Nepal SBI Bank's Median PS Value too high?
Nepal SBI Bank's current Median PS Value of NPR430.73 is 46718% above median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 0.95. Based on the distribution chart, Nepal SBI Bank ranks #303 out of 1056 companies in the Banks industry, which is above the industry midpoint. Overall, Nepal SBI Bank has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal SBI Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Nepal SBI Bank ranks #303 out of 1056 companies for Median PS Value. This puts Nepal SBI Bank in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Nepal SBI Bank's own Median PS Value has ranged from 0.55 to 0.95 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Nepal SBI Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal SBI Bank's current Median PS Value is NPR430.73, which is 46718% above median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal SBI Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal SBI Bank (XNEP:SBI) is currently considered Fairly Valued. The stock's GF Value™ is NPR401.93, compared to a current price of NPR404.90 — trading 0.7% above its estimated fair value. The current Median PS Value is NPR430.73, which is 46718% above median its 10-year median of 0.92. Nepal SBI Bank's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Nepal SBI Bank (XNEP:SBI), the current Median PS Value is NPR430.73 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal SBI Bank (XNEP:SBI) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal SBI Bank stock appears to be overvalued. The current stock price of NPR404.90 is trading 0.7% above its estimated GF Value™ of NPR401.93. GuruFocus considers Nepal SBI Bank to be Fairly Valued.

Key valuation signals for XNEP:SBI:

  • Median PS Value: NPR430.73 (46718% above median its 10-year median of 0.92)
  • GF Value™: NPR401.93 vs. price of NPR404.90 (0.7% above fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal SBI Bank Business Description

Address Ward No. 28, Kamaladi, Bagmati Province, Kathmandu, NPL
Nepal SBI Bank Ltd is a commercial bank operating in Nepal, providing banking and financial services to retail, SME, and corporate customers. The bank's offerings include deposit products, loan facilities such as housing, vehicle, business, SME, education, and corporate loans, and various transaction-based services. Its remittance and fund transfer services comprise RTGS/NEFT, SWIFT, and domestic remittance, along with domestic and international remittance services. The bank's card product portfolio includes Nepal SBI Debit Card, Nepal SBI Insta Debit Card, and Vishwa Yatra Card. In addition, it provides ancillary services such as safe deposit lockers and utility bill payments. It operates in an extensive network of branches, extension counters, and ATM terminals across the country.
79GF Score

Get the complete analysis for XNEP:SBI

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR404.90
Price
NPR401.93
GF Value