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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, United Ajod Insurance's Enterprise Value is NPR9,326 Mil.
United Ajod Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-62 Mil. Therefore, United Ajod Insurance's EV-to-FCF for today is -150.45.
The historical rank and industry rank for United Ajod Insurance's EV-to-FCF or its related term are showing as below:
XNEP:UAIL'
s EV-to-FCF Range Over the Past 10 Years
Min: -633.22 Med: -51.1 Max: -4.64
Current: -150.45
During the past 13 years, the highest EV-to-FCF of United Ajod Insurance was -4.64. The lowest was -633.22. And the median was -51.10.
XNEP:UAIL's EV-to-FCF is ranked worse than 100% of 388
companies
in the Insurance industry
Industry Median: 9.05
vs XNEP:UAIL: -150.45
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
United Ajod Insurance (XNEP:UAIL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
United Ajod Insurance's PE Ratio (TTM) for today is calculated as:
United Ajod Insurance's share price for today is NPR435.60.
United Ajod Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-16.807.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:UAIL vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, United Ajod Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Ajod Insurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, United Ajod Insurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where United Ajod Insurance's EV-to-FCF falls into.
United Ajod Insurance's current Enterprise Value is NPR9,326 Mil.
United Ajod Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-62 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Ajod Insurance (XNEP:UAIL) has a EV-to-FCF of -150.45 as of Aug. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on United Ajod Insurance and its competitors. According to the industry distribution chart, United Ajod Insurance ranks #999999 out of 388 companies in the Insurance industry.
Is United Ajod Insurance's EV-to-FCF too high?
United Ajod Insurance's current EV-to-FCF is -150.45. Based on the distribution chart, United Ajod Insurance ranks #999999 out of 388 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, United Ajod Insurance has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Ajod Insurance's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, United Ajod Insurance ranks #999999 out of 388 companies for EV-to-FCF. This places United Ajod Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.05, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on United Ajod Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Ajod Insurance's current EV-to-FCF is -150.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Ajod Insurance stock overvalued right now?
Based on GuruFocus' analysis, United Ajod Insurance (XNEP:UAIL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR870.76, compared to a current price of NPR435.60 — trading 50% below its estimated fair value. The current EV-to-FCF is -150.45. United Ajod Insurance's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For United Ajod Insurance (XNEP:UAIL), the current EV-to-FCF is -150.45 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Ajod Insurance (XNEP:UAIL) Overvalued in 2026?
Based on GuruFocus' analysis, United Ajod Insurance stock appears to be undervalued.
The current stock price of NPR435.60 is trading 50% below its estimated GF Value™ of NPR870.76.
GuruFocus considers United Ajod Insurance to be Significantly Undervalued.
Key valuation signals for XNEP:UAIL:
EV-to-FCF: -150.45
GF Value™: NPR870.76 vs. price of NPR435.60 (50% below fair value)
No single metric tells the full story. See the XNEP:UAIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Ajod Insurance Ltd provides insurance services in Nepal. It provides various insurance products such as fire insurance, motor insurance, marine cargo insurance, engineering insurance and micro insurance, miscellaneous insurance, and travel medical insurance.
83GF Score
Get the complete analysis for XNEP:UAIL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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