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United Ajod InsuranceXNEP:UAIL -0.11%83 Median PS Value is NPR942.68 as of Aug. 15, 2026, which is 100% below its 10-year median of 0.90. GuruFocus rates XNEP:UAIL with a GF Score™ of 83/100 and a GF Value™ of NPR870.76 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 345 Insurance companies, United Ajod Insurance ranks better than 88.12% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
United Ajod Insurance (XNEP:UAIL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
United Ajod Insurance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
435.60
/
942.68
=
0.46
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Ajod Insurance Median PS Value Related Terms
United Ajod Insurance Median PS Value Historical Data
* Premium members only.
The historical data trend for United Ajod Insurance's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:UAIL vs BRK.A, AIG, HIG: Median PS Value Comparison
For the Insurance - Diversified subindustry, United Ajod Insurance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Ajod Insurance Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, United Ajod Insurance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where United Ajod Insurance's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 6.5701.
United Ajod Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR143.48.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Ajod Insurance (XNEP:UAIL) has a Median PS Value of NPR942.68 as of Aug. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Ajod Insurance and its competitors. This is 104642% above median its historical median of 0.90. Over the past decade, United Ajod Insurance's Median PS Value has ranged from 0.45 to 1.24. According to the industry distribution chart, United Ajod Insurance ranks #41 out of 345 companies in the Insurance industry, placing it in the top 11.9%.
Is United Ajod Insurance's Median PS Value too high?
United Ajod Insurance's current Median PS Value of NPR942.68 is 104642% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.24. Based on the distribution chart, United Ajod Insurance ranks #41 out of 345 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, United Ajod Insurance has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Ajod Insurance's Median PS Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, United Ajod Insurance ranks #41 out of 345 companies for Median PS Value. This places United Ajod Insurance in the top 12% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.02. Historically, United Ajod Insurance's own Median PS Value has ranged from 0.45 to 1.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.02, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Ajod Insurance and its competitors. For the Insurance industry, the median Median PS Value is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Ajod Insurance's current Median PS Value is NPR942.68, which is 104642% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Ajod Insurance stock overvalued right now?
Based on GuruFocus' analysis, United Ajod Insurance (XNEP:UAIL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR870.76, compared to a current price of NPR435.60 — trading 50% below its estimated fair value. The current Median PS Value is NPR942.68, which is 104642% above median its 10-year median of 0.90. United Ajod Insurance's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For United Ajod Insurance (XNEP:UAIL), the current Median PS Value is NPR942.68 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Ajod Insurance (XNEP:UAIL) Overvalued in 2026?
Based on GuruFocus' analysis, United Ajod Insurance stock appears to be undervalued.
The current stock price of NPR435.60 is trading 50% below its estimated GF Value™ of NPR870.76.
GuruFocus considers United Ajod Insurance to be Significantly Undervalued.
Key valuation signals for XNEP:UAIL:
Median PS Value: NPR942.68 (104642% above median its 10-year median of 0.90)
GF Value™: NPR870.76 vs. price of NPR435.60 (50% below fair value)
No single metric tells the full story. See the XNEP:UAIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Ajod Insurance Ltd provides insurance services in Nepal. It provides various insurance products such as fire insurance, motor insurance, marine cargo insurance, engineering insurance and micro insurance, miscellaneous insurance, and travel medical insurance.
83GF Score
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