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United Ajod Insurance (XNEP:UAIL) Cyclically Adjusted Book per Share : NPR149.47 (As of Apr. 2025)


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What is United Ajod Insurance Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

United Ajod Insurance's adjusted book value per share for the three months ended in Apr. 2025 was NPR252.695. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR149.47 for the trailing ten years ended in Apr. 2025.

During the past 12 months, United Ajod Insurance's average Cyclically Adjusted Book Growth Rate was 28.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2025-05-31), United Ajod Insurance's current stock price is NPR596.22. United Ajod Insurance's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2025 was NPR149.47. United Ajod Insurance's Cyclically Adjusted PB Ratio of today is 3.99.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of United Ajod Insurance was 5.03. The lowest was 2.75. And the median was 4.14.


United Ajod Insurance Cyclically Adjusted Book per Share Historical Data

The historical data trend for United Ajod Insurance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Ajod Insurance Cyclically Adjusted Book per Share Chart

United Ajod Insurance Annual Data
Trend Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 112.95

United Ajod Insurance Quarterly Data
Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Oct24 Jan25 Apr25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 116.65 - 136.57 144.19 149.47

Competitive Comparison of United Ajod Insurance's Cyclically Adjusted Book per Share

For the Insurance - Diversified subindustry, United Ajod Insurance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Ajod Insurance's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, United Ajod Insurance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where United Ajod Insurance's Cyclically Adjusted PB Ratio falls into.


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United Ajod Insurance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, United Ajod Insurance's adjusted Book Value per Share data for the three months ended in Apr. 2025 was:

Adj_Book= Book Value per Share /CPI of Apr. 2025 (Change)*Current CPI (Apr. 2025)
=252.695/135.3468*135.3468
=252.695

Current CPI (Apr. 2025) = 135.3468.

United Ajod Insurance Quarterly Data

Book Value per Share CPI Adj_Book
201504 74.625 99.824 101.181
201507 83.840 100.691 112.696
201510 125.133 100.346 168.779
201601 126.860 99.957 171.774
201604 131.511 100.947 176.326
201607 24.939 101.524 33.248
201610 67.371 101.988 89.407
201701 75.264 102.456 99.425
201704 0.000 103.167 0.000
201707 51.854 103.278 67.955
201710 45.347 104.070 58.976
201801 49.039 104.578 63.467
201804 59.848 105.708 76.628
201807 66.345 106.324 84.455
201810 70.404 106.695 89.310
201901 72.306 106.200 92.151
201904 80.558 107.818 101.126
201907 68.751 108.250 85.961
201910 77.461 108.577 96.559
202001 123.880 108.841 154.049
202004 125.765 108.173 157.358
202007 118.035 109.318 146.140
202010 119.548 109.861 147.282
202101 122.463 110.364 150.184
202104 124.396 112.673 149.429
202107 126.823 115.183 149.025
202110 124.738 116.696 144.674
202201 131.868 118.619 150.464
202204 135.420 121.978 150.262
202207 135.365 125.002 146.567
202210 142.038 125.734 152.897
202301 146.740 126.223 157.347
202304 86.448 127.992 91.415
202307 170.370 128.974 178.788
202310 155.912 129.810 162.563
202401 176.617 130.124 183.705
202404 0.000 132.289 0.000
202410 709.206 133.182 720.734
202501 361.382 134.029 364.936
202504 252.695 135.347 252.695

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


United Ajod Insurance  (XNEP:UAIL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

United Ajod Insurance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=596.22/149.47
=3.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of United Ajod Insurance was 5.03. The lowest was 2.75. And the median was 4.14.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


United Ajod Insurance Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of United Ajod Insurance's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


United Ajod Insurance Business Description

Traded in Other Exchanges
N/A
Address
Bagdurbar Marga, CTC Mall 7th Floor, Sundhara, Kathmandu, NPL
United Ajod Insurance Ltd provides insurance services in Nepal. It provides various insurance products such as fire insurance, motor insurance, marine cargo insurance, engineering insurance and micro insurance, miscellaneous insurance, and travel medical insurance.

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