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United Ajod InsuranceXNEP:UAIL -0.11%83 FCF Margin % is 7.23% as of Apr. 2026, which is 2232% above its 10-year median of 0.31. GuruFocus rates XNEP:UAIL with a GF Score™ of 83/100 and a GF Value™ of NPR870.76 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, United Ajod Insurance ranks worse than 82.24% on this metric.
United Ajod Insurance FCF Margin % Historical Data
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The historical data trend for United Ajod Insurance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:UAIL vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, United Ajod Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Ajod Insurance FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, United Ajod Insurance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where United Ajod Insurance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Ajod Insurance (XNEP:UAIL) has a FCF Margin % of 7.23% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on United Ajod Insurance and its competitors. This is 2232% above median its historical median of 0.31. According to the industry distribution chart, United Ajod Insurance ranks #412 out of 501 companies in the Insurance industry, placing it in the top 82.2%.
Is United Ajod Insurance's FCF Margin % too high?
United Ajod Insurance's current FCF Margin % of 7.23% is 2232% above median its 10-year median of 0.31. The Insurance industry median FCF Margin % is 8.97. United Ajod Insurance's value of 7.23% is 19.4% below this industry median. Based on the distribution chart, United Ajod Insurance ranks #412 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, United Ajod Insurance has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Ajod Insurance's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, United Ajod Insurance ranks #412 out of 501 companies for FCF Margin %. This places United Ajod Insurance in the lower half of its industry. The industry median FCF Margin % is 8.97. United Ajod Insurance's value of 7.23% is 19.4% below this benchmark. While the company's 10-year median is 0.31 vs. the industry median of 8.97, United Ajod Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Ajod Insurance's current FCF Margin % of 7.23% is 19.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on United Ajod Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Ajod Insurance's current FCF Margin % is 7.23%, which is 2232% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Ajod Insurance stock overvalued right now?
Based on GuruFocus' analysis, United Ajod Insurance (XNEP:UAIL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR870.76, compared to a current price of NPR435.60 — trading 50% below its estimated fair value. The current FCF Margin % is 7.23%, which is 2232% above median its 10-year median of 0.31 and 19.4% below the Insurance industry median of 8.97. United Ajod Insurance's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For United Ajod Insurance (XNEP:UAIL), the current FCF Margin % is 7.23% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Ajod Insurance (XNEP:UAIL) Overvalued in 2026?
Based on GuruFocus' analysis, United Ajod Insurance stock appears to be undervalued.
The current stock price of NPR435.60 is trading 50% below its estimated GF Value™ of NPR870.76.
GuruFocus considers United Ajod Insurance to be Significantly Undervalued.
Key valuation signals for XNEP:UAIL:
FCF Margin %: 7.23% (2232% above median its 10-year median of 0.31)
GF Value™: NPR870.76 vs. price of NPR435.60 (50% below fair value)
Industry Position: 19.4% below the Insurance median (#412 of 501)
No single metric tells the full story. See the XNEP:UAIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Ajod Insurance Ltd provides insurance services in Nepal. It provides various insurance products such as fire insurance, motor insurance, marine cargo insurance, engineering insurance and micro insurance, miscellaneous insurance, and travel medical insurance.
83GF Score
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