Hypothekarbank Lenzburg AG (XSWX:HBLN) EV-to-FCF: (As of Jul. 02, 2026)


XSWX:HBLN Hypothekarbank Lenzburg AG XSWX:HBLN
59 GF Score
Price CHF4,100.00
GF Value CHF5,024.16
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Hypothekarbank Lenzburg AG EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hypothekarbank Lenzburg AG's Enterprise Value is CHF-493.7 Mil. Hypothekarbank Lenzburg AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CHF0.0 Mil. Therefore, Hypothekarbank Lenzburg AG's EV-to-FCF for today is .

The historical rank and industry rank for Hypothekarbank Lenzburg AG's EV-to-FCF or its related term are showing as below:

XSWX:HBLN' s EV-to-FCF Range Over the Past 10 Years
Min: -10.07   Med: -2.2   Max: -0.57
Current: -0.58

During the past 13 years, the highest EV-to-FCF of Hypothekarbank Lenzburg AG was -0.57. The lowest was -10.07. And the median was -2.20.

XSWX:HBLN's EV-to-FCF is ranked better than
87.93% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs XSWX:HBLN: -0.58

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Hypothekarbank Lenzburg AG's stock price is CHF4100.00. Hypothekarbank Lenzburg AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF278.724. Therefore, Hypothekarbank Lenzburg AG's PE Ratio (TTM) for today is 14.71.


Hypothekarbank Lenzburg AG  (XSWX:HBLN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Hypothekarbank Lenzburg AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4100.00/278.724
=14.71

Hypothekarbank Lenzburg AG's share price for today is CHF4100.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hypothekarbank Lenzburg AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF278.724.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Hypothekarbank Lenzburg AG EV-to-FCF Related Terms


Hypothekarbank Lenzburg AG EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Hypothekarbank Lenzburg AG's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypothekarbank Lenzburg AG EV-to-FCF Chart

Hypothekarbank Lenzburg AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -8.53 -2.19 -0.59

Hypothekarbank Lenzburg AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.53 0.00 -2.19 0.00 -0.59

XSWX:HBLN vs RKT, FNMA, PFSI: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Hypothekarbank Lenzburg AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypothekarbank Lenzburg AG EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Hypothekarbank Lenzburg AG's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Hypothekarbank Lenzburg AG's EV-to-FCF falls into.


XSWX:HBLN
59GF Score
Hypothekarbank Lenzburg AG XSWX:HBLN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hypothekarbank Lenzburg AG EV-to-FCF Calculation

Hypothekarbank Lenzburg AG's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-493.691/0
=

Hypothekarbank Lenzburg AG's current Enterprise Value is CHF-493.7 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hypothekarbank Lenzburg AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CHF0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Hypothekarbank Lenzburg AG (XSWX:HBLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG stock appears to be undervalued. The current stock price of CHF4,100.00 is trading 18.4% below its estimated GF Value™ of CHF5,024.16. GuruFocus considers Hypothekarbank Lenzburg AG to be Modestly Undervalued.

Key valuation signals for XSWX:HBLN:

  • EV-to-FCF:
  • GF Value™: CHF5,024.16 vs. price of CHF4,100.00 (18.4% below fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the XSWX:HBLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypothekarbank Lenzburg AG Business Description

Address Bahnhofstrasse 2, Lenzburg, CHE, CH-5600
Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.
59GF Score

Get the complete analysis for XSWX:HBLN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF4,100.00
Price
CHF5,024.16
GF Value