Hypothekarbank Lenzburg AG (XSWX:HBLN) SpecialCharges: CHF-5.5 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:HBLN Hypothekarbank Lenzburg AG XSWX:HBLN
51 GF Score
Price CHF4,200.00
GF Value CHF5,044.61
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Hypothekarbank Lenzburg AG SpecialCharges?

Hypothekarbank Lenzburg AG XSWX:HBLN +0.96% 51 SpecialCharges is CHF-5.5 Mil as of Dec. 2025. GuruFocus rates XSWX:HBLN with a GF Score™ of 51/100 and a GF Value™ of CHF5,044.61 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Hypothekarbank Lenzburg AG's special charges for the six months ended in Dec. 2025 was CHF0.0 Mil. Its special charges for the trailing twelve months (TTM) ended in Dec. 2025 was CHF-5.5 Mil.


Hypothekarbank Lenzburg AG SpecialCharges Historical Data

* Premium members only.

The historical data trend for Hypothekarbank Lenzburg AG's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypothekarbank Lenzburg AG SpecialCharges Chart

Hypothekarbank Lenzburg AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -5.52

Hypothekarbank Lenzburg AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -5.52 0.00
XSWX:HBLN
51GF Score
Hypothekarbank Lenzburg AG XSWX:HBLN
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hypothekarbank Lenzburg AG SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was CHF-5.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of CHF-5.5 Mil mean?
Hypothekarbank Lenzburg AG (XSWX:HBLN) has a SpecialCharges of CHF-5.5 Mil as of Dec. 2025. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Hypothekarbank Lenzburg AG and its competitors.
Is Hypothekarbank Lenzburg AG's SpecialCharges too high?
Hypothekarbank Lenzburg AG's current SpecialCharges is CHF-5.5 Mil. Overall, Hypothekarbank Lenzburg AG has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypothekarbank Lenzburg AG's SpecialCharges compare to RKT and FNMA?
Hypothekarbank Lenzburg AG's SpecialCharges of CHF-5.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Hypothekarbank Lenzburg AG and its competitors. Hypothekarbank Lenzburg AG's current SpecialCharges is CHF-5.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypothekarbank Lenzburg AG stock overvalued right now?
Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG (XSWX:HBLN) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF5,044.61, compared to a current price of CHF4,200.00 — trading 16.7% below its estimated fair value. The current SpecialCharges is CHF-5.5 Mil. Hypothekarbank Lenzburg AG's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Hypothekarbank Lenzburg AG (XSWX:HBLN), the current SpecialCharges is CHF-5.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypothekarbank Lenzburg AG (XSWX:HBLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG stock appears to be undervalued. The current stock price of CHF4,200.00 is trading 16.7% below its estimated GF Value™ of CHF5,044.61. GuruFocus considers Hypothekarbank Lenzburg AG to be Modestly Undervalued.

Key valuation signals for XSWX:HBLN:

  • SpecialCharges: CHF-5.5 Mil
  • GF Value™: CHF5,044.61 vs. price of CHF4,200.00 (16.7% below fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the XSWX:HBLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypothekarbank Lenzburg AG Business Description

Other Exchanges 0QLK:UK
Address Bahnhofstrasse 2, Lenzburg, CHE, CH-5600
Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.
51GF Score

Get the complete analysis for XSWX:HBLN

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF4,200.00
Price
CHF5,044.61
GF Value