Hypothekarbank Lenzburg AG (XSWX:HBLN) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:HBLN Hypothekarbank Lenzburg AG XSWX:HBLN
51 GF Score
Price CHF4,200.00
GF Value CHF5,044.61
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Hypothekarbank Lenzburg AG Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Hypothekarbank Lenzburg AG Quality Rank Related Terms

XSWX:HBLN
51GF Score
Hypothekarbank Lenzburg AG XSWX:HBLN
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Hypothekarbank Lenzburg AG (XSWX:HBLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG stock appears to be undervalued. The current stock price of CHF4,200.00 is trading 16.7% below its estimated GF Value™ of CHF5,044.61. GuruFocus considers Hypothekarbank Lenzburg AG to be Modestly Undervalued.

Key valuation signals for XSWX:HBLN:

  • Quality Rank:
  • GF Value™: CHF5,044.61 vs. price of CHF4,200.00 (16.7% below fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the XSWX:HBLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hypothekarbank Lenzburg AG Business Description

Other Exchanges 0QLK:UK
Address Bahnhofstrasse 2, Lenzburg, CHE, CH-5600
Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.
51GF Score

Get the complete analysis for XSWX:HBLN

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF4,200.00
Price
CHF5,044.61
GF Value