Hypothekarbank Lenzburg AG (XSWX:HBLN) Asset Turnover: 0.01 (As of Dec. 2025)


XSWX:HBLN Hypothekarbank Lenzburg AG XSWX:HBLN
59 GF Score
Price CHF4,100.00
GF Value CHF5,024.16
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Hypothekarbank Lenzburg AG Asset Turnover?

Hypothekarbank Lenzburg AG XSWX:HBLN 59 Asset Turnover is 0.01 as of Dec. 2025. GuruFocus rates XSWX:HBLN with a GF Score™ of 59/100 and a GF Value™ of CHF5,024.16 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Hypothekarbank Lenzburg AG's Revenue for the six months ended in Dec. 2025 was CHF63.1 Mil. Hypothekarbank Lenzburg AG's Total Assets for the quarter that ended in Dec. 2025 was CHF8,355.8 Mil. Therefore, Hypothekarbank Lenzburg AG's Asset Turnover for the quarter that ended in Dec. 2025 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Hypothekarbank Lenzburg AG's annualized ROE % for the quarter that ended in Dec. 2025 was 4.08%. It is also linked to ROA % through Du Pont Formula. Hypothekarbank Lenzburg AG's annualized ROA % for the quarter that ended in Dec. 2025 was 0.29%.


Hypothekarbank Lenzburg AG  (XSWX:HBLN) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Hypothekarbank Lenzburg AG's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=24.384/597.507
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(24.384 / 126.288)*(126.288 / 8355.848)*(8355.848/ 597.507)
=Net Margin %*Asset Turnover*Equity Multiplier
=19.31 %*0.0151*13.9845
=ROA %*Equity Multiplier
=0.29 %*13.9845
=4.08 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Hypothekarbank Lenzburg AG's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=24.384/8355.848
=(Net Income / Revenue)*(Revenue / Total Assets)
=(24.384 / 126.288)*(126.288 / 8355.848)
=Net Margin %*Asset Turnover
=19.31 %*0.0151
=0.29 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Hypothekarbank Lenzburg AG Asset Turnover Related Terms


Hypothekarbank Lenzburg AG Asset Turnover Historical Data

* Premium members only.

The historical data trend for Hypothekarbank Lenzburg AG's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypothekarbank Lenzburg AG Asset Turnover Chart

Hypothekarbank Lenzburg AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.02 0.02 0.02

Hypothekarbank Lenzburg AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

XSWX:HBLN vs RKT, FNMA, PFSI: Asset Turnover Comparison

For the Mortgage Finance subindustry, Hypothekarbank Lenzburg AG's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypothekarbank Lenzburg AG Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Hypothekarbank Lenzburg AG's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Hypothekarbank Lenzburg AG's Asset Turnover falls into.


XSWX:HBLN
59GF Score
Hypothekarbank Lenzburg AG XSWX:HBLN
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Hypothekarbank Lenzburg AG Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Hypothekarbank Lenzburg AG's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=125.059/( (7241.533+8571.991)/ 2 )
=125.059/7906.762
=0.02

Hypothekarbank Lenzburg AG's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=63.144/( (8139.705+8571.991)/ 2 )
=63.144/8355.848
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Hypothekarbank Lenzburg AG (XSWX:HBLN) has a Asset Turnover of 0.01 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Hypothekarbank Lenzburg AG and its competitors.
Is Hypothekarbank Lenzburg AG's Asset Turnover too high?
Hypothekarbank Lenzburg AG's current Asset Turnover is 0.01. Overall, Hypothekarbank Lenzburg AG has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypothekarbank Lenzburg AG's Asset Turnover compare to RKT and FNMA?
Hypothekarbank Lenzburg AG's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Hypothekarbank Lenzburg AG and its competitors. Hypothekarbank Lenzburg AG's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypothekarbank Lenzburg AG stock overvalued right now?
Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG (XSWX:HBLN) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF5,024.16, compared to a current price of CHF4,100.00 — trading 18.4% below its estimated fair value. The current Asset Turnover is 0.01. Hypothekarbank Lenzburg AG's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Hypothekarbank Lenzburg AG (XSWX:HBLN), the current Asset Turnover is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypothekarbank Lenzburg AG (XSWX:HBLN) Overvalued in 2026?

Based on GuruFocus' analysis, Hypothekarbank Lenzburg AG stock appears to be undervalued. The current stock price of CHF4,100.00 is trading 18.4% below its estimated GF Value™ of CHF5,024.16. GuruFocus considers Hypothekarbank Lenzburg AG to be Modestly Undervalued.

Key valuation signals for XSWX:HBLN:

  • Asset Turnover: 0.01
  • GF Value™: CHF5,024.16 vs. price of CHF4,100.00 (18.4% below fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the XSWX:HBLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypothekarbank Lenzburg AG Business Description

Address Bahnhofstrasse 2, Lenzburg, CHE, CH-5600
Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.
59GF Score

Get the complete analysis for XSWX:HBLN

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF4,100.00
Price
CHF5,024.16
GF Value