Intesanpaolo (XSWX:ISP) EV-to-FCF: (As of Jun. 28, 2026)


XSWX:ISP Intesa Sanpaolo XSWX:ISP
51 GF Score
Price CHF5.40
GF Value CHF3.89
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Intesanpaolo EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Intesanpaolo's Enterprise Value is CHF149,350 Mil. Intesanpaolo's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was CHF0 Mil. Therefore, Intesanpaolo's EV-to-FCF for today is .

The historical rank and industry rank for Intesanpaolo's EV-to-FCF or its related term are showing as below:

XSWX:ISP' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 24.63
Current: 24.63

During the past 13 years, the highest EV-to-FCF of Intesanpaolo was 24.63. The lowest was 0.00. And the median was 0.00.

XSWX:ISP's EV-to-FCF is ranked worse than
85.79% of 1196 companies
in the Banks industry
Industry Median: 6.555 vs XSWX:ISP: 24.63

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-28), Intesanpaolo's stock price is CHF5.40. Intesanpaolo's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF0.501. Therefore, Intesanpaolo's PE Ratio (TTM) for today is 10.78.


Intesanpaolo  (XSWX:ISP) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Intesanpaolo's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5.40/0.501
=10.78

Intesanpaolo's share price for today is CHF5.40.
Intesanpaolo's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF0.501.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Intesanpaolo EV-to-FCF Related Terms


Intesanpaolo EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Intesanpaolo's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intesanpaolo EV-to-FCF Chart

Intesanpaolo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.03 0.16 -4.83 -3.95 29.66

Intesanpaolo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 29.66 0.00

XSWX:ISP vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Intesanpaolo's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intesanpaolo EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Intesanpaolo's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Intesanpaolo's EV-to-FCF falls into.


XSWX:ISP
51GF Score
Intesa Sanpaolo XSWX:ISP
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intesanpaolo EV-to-FCF Calculation

Intesanpaolo's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=149350.359/0
=

Intesanpaolo's current Enterprise Value is CHF149,350 Mil.
Intesanpaolo's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Intesanpaolo (XSWX:ISP) Overvalued in 2026?

Based on GuruFocus' analysis, Intesanpaolo stock appears to be overvalued. The current stock price of CHF5.40 is trading 38.8% above its estimated GF Value™ of CHF3.89. GuruFocus considers Intesanpaolo to be Significantly Overvalued.

Key valuation signals for XSWX:ISP:

  • EV-to-FCF:
  • GF Value™: CHF3.89 vs. price of CHF5.40 (38.8% above fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the XSWX:ISP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intesanpaolo Business Description

Address Piazza San Carlo, 156, Torino, ITA, 10121
Intesa Sanpaolo is an Italian banking group resulting from the merger of Banca Intesa and Sanpaolo IMI in 2007. The Italian segment still accounts for by far the most of its earnings. Still, Intesa also has a growing international presence, focusing on some smaller countries in Central and Eastern Europe. Intesa has an enviable market position in the Italian savings market that it services through its private banking, asset management, and life insurance operations, which accounts for around 25% of its revenue. While Intesa does have a sizable corporate banking business, it has limited exposure to securities trading and underwriting.
51GF Score

Get the complete analysis for XSWX:ISP

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF5.40
Price
CHF3.89
GF Value