Bank of Jerusalem (XTAE:JBNK) EV-to-FCF: 1.85 (As of Sep. 07, 2026)

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XTAE:JBNK Bank of Jerusalem Ltd XTAE:JBNK
73 GF Score
Price ₪20.95
GF Value ₪19.56
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Bank of Jerusalem EV-to-FCF?

Bank of Jerusalem XTAE:JBNK +0.05% 73 EV-to-FCF is 1.85 as of Sep. 07, 2026. GuruFocus rates XTAE:JBNK with a GF Score™ of 73/100 and a GF Value™ of ₪19.56 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,188 Banks companies, Bank of Jerusalem ranks better than 73.4% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Jerusalem's Enterprise Value is ₪247.2 Mil. Bank of Jerusalem's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₪133.5 Mil. Therefore, Bank of Jerusalem's EV-to-FCF for today is 1.85.

The historical rank and industry rank for Bank of Jerusalem's EV-to-FCF or its related term are showing as below:

XTAE:JBNK' s EV-to-FCF Range Over the Past 10 Years
Min: -73.07   Med: -1.29   Max: 8.22
Current: 1.85

During the past 13 years, the highest EV-to-FCF of Bank of Jerusalem was 8.22. The lowest was -73.07. And the median was -1.29.

XTAE:JBNK's EV-to-FCF is ranked better than
73.4% of 1188 companies
in the Banks industry
Industry Median: 7.15 vs XTAE:JBNK: 1.85

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-07), Bank of Jerusalem's stock price is ₪20.95. Bank of Jerusalem's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₪2.560. Therefore, Bank of Jerusalem's PE Ratio (TTM) for today is 8.18.


Bank of Jerusalem  (XTAE:JBNK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of Jerusalem's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=20.95/2.560
=8.18

Bank of Jerusalem's share price for today is ₪20.95.
Bank of Jerusalem's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪2.560.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of Jerusalem EV-to-FCF Related Terms


Bank of Jerusalem EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank of Jerusalem's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jerusalem EV-to-FCF Chart

Bank of Jerusalem Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.11 1.89 -2.05 -14.68 -3.95

Bank of Jerusalem Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.88 -2.67 -3.95 6.18 1.64

XTAE:JBNK vs USB, PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Bank of Jerusalem's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jerusalem EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jerusalem's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of Jerusalem's EV-to-FCF falls into.


XTAE:JBNK
73GF Score
Bank of Jerusalem Ltd XTAE:JBNK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Jerusalem EV-to-FCF Calculation

Bank of Jerusalem's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=247.247/133.5
=1.85

Bank of Jerusalem's current Enterprise Value is ₪247.2 Mil.
Bank of Jerusalem's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪133.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 1.85 mean?
Bank of Jerusalem (XTAE:JBNK) has a EV-to-FCF of 1.85 as of Sep. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Jerusalem and its competitors. According to the industry distribution chart, Bank of Jerusalem ranks #316 out of 1188 companies in the Banks industry, placing it in the top 26.6%.
Is Bank of Jerusalem's EV-to-FCF too high?
Bank of Jerusalem's current EV-to-FCF is 1.85. The Banks industry median EV-to-FCF is 7.15. Bank of Jerusalem's value of 1.85 is 74.1% below this industry median. Based on the distribution chart, Bank of Jerusalem ranks #316 out of 1188 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Jerusalem has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Jerusalem's EV-to-FCF compare to USB and PNC?
According to the Banks industry distribution chart, Bank of Jerusalem ranks #316 out of 1188 companies for EV-to-FCF. This puts Bank of Jerusalem in the upper half of its industry. The industry median EV-to-FCF is 7.15. Bank of Jerusalem's value of 1.85 is 74.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,188 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Jerusalem's current EV-to-FCF of 1.85 is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Jerusalem and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jerusalem's current EV-to-FCF is 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jerusalem stock overvalued right now?
Based on GuruFocus' analysis, Bank of Jerusalem (XTAE:JBNK) is currently considered Fairly Valued. The stock's GF Value™ is ₪19.56, compared to a current price of ₪20.95 — trading 7.1% above its estimated fair value. The current EV-to-FCF is 1.85 and 74.1% below the Banks industry median of 7.15. Bank of Jerusalem's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Jerusalem (XTAE:JBNK), the current EV-to-FCF is 1.85 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jerusalem (XTAE:JBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jerusalem stock appears to be overvalued. The current stock price of ₪20.95 is trading 7.1% above its estimated GF Value™ of ₪19.56. GuruFocus considers Bank of Jerusalem to be Fairly Valued.

Key valuation signals for XTAE:JBNK:

  • EV-to-FCF: 1.85
  • GF Value™: ₪19.56 vs. price of ₪20.95 (7.1% above fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 74.1% below the Banks median (#316 of 1188)

No single metric tells the full story. See the XTAE:JBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jerusalem Business Description

Address 2 Herbert Samuel Street, Jerusalem, ISR, 91022
Bank of Jerusalem Ltd is a commercial bank specialized in real estate, capital market, savings and international banking. It provides general banking services like accepting deposits, granting loans, mortgages, capital market services, and investment advisory services.
73GF Score

Get the complete analysis for XTAE:JBNK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪20.95
Price
₪19.56
GF Value