First BuseyBUSE +1.31%62 FCF Margin % is 25.01% as of Mar. 2026, which is 33% below its 10-year median of 37.13. GuruFocus rates BUSE with a GF Score™ of 62/100 and a GF Value™ of $26.10 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, First Busey ranks better than 51.3% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. First Busey's Free Cash Flow for the
three
months ended in Mar. 2026 was $49.1 Mil. First Busey's Revenue for the
three
months ended in Mar. 2026 was $196.2 Mil. Therefore, First Busey's FCF Margin % for the quarter that ended in Mar. 2026 was 25.01%.
The historical rank and industry rank for First Busey's FCF Margin % or its related term are showing as below:
BUSE'
s FCF Margin % Range Over the Past 10 Years
Min: -13 Med: 37.13 Max: 82.82
Current: 27.24
During the past 13 years, the highest FCF Margin % of First Busey was 82.82%. The lowest was -13.00%. And the median was 37.13%.
BUSE's FCF Margin % is ranked better than 51.3% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs BUSE: 27.24
First Busey FCF Margin % Related Terms
First Busey FCF Margin % Historical Data
* Premium members only.
The historical data trend for First Busey's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Busey's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Busey FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Busey's FCF Margin % distribution charts can be found below:
* The bar in red indicates where First Busey's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Busey (BUSE) has a FCF Margin % of 25.01% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Busey and its competitors. This is 33% below median its historical median of 37.13. According to the industry distribution chart, First Busey ranks #733 out of 1505 companies in the Banks industry, placing it in the top 48.7%.
Is First Busey's FCF Margin % too high?
First Busey's current FCF Margin % of 25.01% is 33% below median its 10-year median of 37.13. The Banks industry median FCF Margin % is 26.55. First Busey's value of 25.01% is 5.8% below this industry median. Based on the distribution chart, First Busey ranks #733 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, First Busey has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Busey's FCF Margin % compare to TBBK and NBTB?
According to the Banks industry distribution chart, First Busey ranks #733 out of 1505 companies for FCF Margin %. This puts First Busey in the upper half of its industry. The industry median FCF Margin % is 26.55. First Busey's value of 25.01% is 5.8% below this benchmark. While the company's 10-year median is 37.13 vs. the industry median of 26.55, First Busey has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Busey's current FCF Margin % of 25.01% is 5.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Busey and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Busey's current FCF Margin % is 25.01%, which is 33% below median its own 10-year median of 37.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Busey stock overvalued right now?
Based on GuruFocus' analysis, First Busey (BUSE) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.10, compared to a current price of $29.80 — trading 14.2% above its estimated fair value. The current FCF Margin % is 25.01%, which is 33% below median its 10-year median of 37.13 and 5.8% below the Banks industry median of 26.55. First Busey's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Busey (BUSE), the current FCF Margin % is 25.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Busey (BUSE) Overvalued in 2026?
Based on GuruFocus' analysis, First Busey stock appears to be overvalued.
The current stock price of $29.80 is trading 14.2% above its estimated GF Value™ of $26.10.
GuruFocus considers First Busey to be Modestly Overvalued.
Key valuation signals for BUSE:
FCF Margin %: 25.01% (33% below median its 10-year median of 37.13)
GF Value™: $26.10 vs. price of $29.80 (14.2% above fair value)
Industry Position: 5.8% below the Banks median (#733 of 1505)
No single metric tells the full story. See the BUSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Busey Corporation is a financial holding company whose subsidiaries provide retail and commercial banking services, remittance processing, and offer financial products and services with banking centers in Illinois, Missouri, Florida, and Indiana. The company's operations are managed through three operating segments consisting of Banking, FirsTech, and Wealth Management. The banking segment generates a vast majority of its revenue.
62GF Score
Get the complete analysis for BUSE
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BUSE has been successfully added to your 
