BUSE (First Busey) Margin of Safety % (DCF FCF Based): -7.32% (As of Jun. 26, 2026)


BUSE First Busey Corp BUSE
62 GF Score
Price $29.77
GF Value $26.10
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First Busey Margin of Safety % (DCF FCF Based)?

First Busey BUSE +1.21% 62 Margin of Safety % (DCF FCF Based) is -7.32% as of Jun. 26, 2026. GuruFocus rates BUSE with a GF Score™ of 62/100 and a GF Value™ of $26.10 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), First Busey's Predictability Rank is 3.5-Stars. First Busey's intrinsic value calculated from the Discounted FCF model is $30.24 and current share price is $29.77. Consequently,

First Busey's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -7.32%.

BUSE vs TBBK, NBTB, EFSC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, First Busey's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Busey Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, First Busey's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where First Busey's Margin of Safety % (DCF FCF Based) falls into.


BUSE
62GF Score
First Busey Corp BUSE
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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First Busey Margin of Safety % (DCF FCF Based) Calculation

First Busey's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(27.74-29.77)/27.74
=-7.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -7.32% mean?
First Busey (BUSE) has a Margin of Safety % (DCF FCF Based) of -7.32% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on First Busey.
Is First Busey's Margin of Safety % (DCF FCF Based) too high?
First Busey's current Margin of Safety % (DCF FCF Based) is -7.32%. Overall, First Busey has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Busey's Margin of Safety % (DCF FCF Based) compare to TBBK and NBTB?
First Busey's Margin of Safety % (DCF FCF Based) of -7.32% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on First Busey. First Busey's current Margin of Safety % (DCF FCF Based) is -7.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Busey stock overvalued right now?
Based on GuruFocus' analysis, First Busey (BUSE) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.10, compared to a current price of $29.77 — trading 14.1% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is -7.32%. First Busey's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For First Busey (BUSE), the current Margin of Safety % (DCF FCF Based) is -7.32% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Busey (BUSE) Overvalued in 2026?

Based on GuruFocus' analysis, First Busey stock appears to be overvalued. The current stock price of $29.77 is trading 14.1% above its estimated GF Value™ of $26.10. GuruFocus considers First Busey to be Modestly Overvalued.

Key valuation signals for BUSE:

  • Margin of Safety % (DCF FCF Based): -7.32%
  • GF Value™: $26.10 vs. price of $29.77 (14.1% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the BUSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Busey Business Description

Address 11440 Tomahawk Creek Parkway, Leawood, KS, USA, 66211
First Busey Corporation is a financial holding company whose subsidiaries provide retail and commercial banking services, remittance processing, and offer financial products and services with banking centers in Illinois, Missouri, Florida, and Indiana. The company's operations are managed through three operating segments consisting of Banking, FirsTech, and Wealth Management. The banking segment generates a vast majority of its revenue.
62GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.77
Price
$26.10
GF Value