First BuseyBUSE +0.70%62 Net Margin % is 25.47% as of Mar. 2026, which is 1% above its 10-year median of 25.26. GuruFocus rates BUSE with a GF Score™ of 62/100 and a GF Value™ of $26.10 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, First Busey ranks better than 51.6% on this metric.
Net margin is calculated as Net Income divided by its Revenue. First Busey's Net Income for the
three
months ended in Mar. 2026 was $50.0 Mil. First Busey's Revenue for the
three
months ended in Mar. 2026 was $196.2 Mil. Therefore, First Busey's net margin for the quarter that ended in Mar. 2026 was 25.47%.
The historical rank and industry rank for First Busey's Net Margin % or its related term are showing as below:
BUSE'
s Net Margin % Range Over the Past 10 Years
Min: 18.8 Med: 25.26 Max: 30.59
Current: 27.22
BUSE's Net Margin % is ranked better than 51.6% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs BUSE: 27.22
First Busey (NAS:BUSE) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
First Busey Net Margin % Related Terms
First Busey Net Margin % Historical Data
* Premium members only.
The historical data trend for First Busey's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Busey's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Busey Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Busey's Net Margin % distribution charts can be found below:
* The bar in red indicates where First Busey's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Busey (BUSE) has a Net Margin % of 25.47% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on First Busey and its competitors. This is near median its historical median of 25.26. Over the past decade, First Busey's Net Margin % has ranged from 18.80 to 30.59. According to the industry distribution chart, First Busey ranks #739 out of 1527 companies in the Banks industry, placing it in the top 48.4%.
Is First Busey's Net Margin % too high?
First Busey's current Net Margin % of 25.47% is near median its 10-year median of 25.26. Over the past 10 years, this metric has ranged from a low of 18.80 to a high of 30.59. The Banks industry median Net Margin % is 26.95. First Busey's value of 25.47% is 5.5% below this industry median. Based on the distribution chart, First Busey ranks #739 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, First Busey has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Busey's Net Margin % compare to TBBK and NBTB?
According to the Banks industry distribution chart, First Busey ranks #739 out of 1527 companies for Net Margin %. This puts First Busey in the upper half of its industry. The industry median Net Margin % is 26.95. First Busey's value of 25.47% is 5.5% below this benchmark. Historically, First Busey's own Net Margin % has ranged from 18.80 to 30.59 over the past decade. While the company's 10-year median is 25.26 vs. the industry median of 26.95, First Busey has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Busey's current Net Margin % of 25.47% is 5.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on First Busey and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Busey's current Net Margin % is 25.47%, which is near median its own 10-year median of 25.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Busey stock overvalued right now?
Based on GuruFocus' analysis, First Busey (BUSE) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.10, compared to a current price of $29.62 — trading 13.5% above its estimated fair value. The current Net Margin % is 25.47%, which is near median its 10-year median of 25.26 and 5.5% below the Banks industry median of 26.95. First Busey's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For First Busey (BUSE), the current Net Margin % is 25.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Busey (BUSE) Overvalued in 2026?
Based on GuruFocus' analysis, First Busey stock appears to be overvalued.
The current stock price of $29.62 is trading 13.5% above its estimated GF Value™ of $26.10.
GuruFocus considers First Busey to be Modestly Overvalued.
Key valuation signals for BUSE:
Net Margin %: 25.47% (near median its 10-year median of 25.26)
GF Value™: $26.10 vs. price of $29.62 (13.5% above fair value)
Industry Position: 5.5% below the Banks median (#739 of 1527)
No single metric tells the full story. See the BUSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Busey Corporation is a financial holding company whose subsidiaries provide retail and commercial banking services, remittance processing, and offer financial products and services with banking centers in Illinois, Missouri, Florida, and Indiana. The company's operations are managed through three operating segments consisting of Banking, FirsTech, and Wealth Management. The banking segment generates a vast majority of its revenue.
62GF Score
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