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Coastal FinancialCCB +0.38%61 FCF Margin % is 55.98% as of Jun. 2026, which is 96% above its 10-year median of 28.55. GuruFocus rates CCB with a GF Score™ of 61/100 and a GF Value™ of $87.46 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,499 Banks companies, Coastal Financial ranks better than 77.85% on this metric.
The historical data trend for Coastal Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Coastal Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coastal Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Coastal Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Coastal Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coastal Financial (CCB) has a FCF Margin % of 55.98% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Coastal Financial and its competitors. This is 96% above median its historical median of 28.55. Over the past decade, Coastal Financial's FCF Margin % has ranged from 19.65 to 60.84. According to the industry distribution chart, Coastal Financial ranks #332 out of 1499 companies in the Banks industry, placing it in the top 22.1%.
Is Coastal Financial's FCF Margin % too high?
Coastal Financial's current FCF Margin % of 55.98% is 96% above median its 10-year median of 28.55. Over the past 10 years, this metric has ranged from a low of 19.65 to a high of 60.84. The Banks industry median FCF Margin % is 27.12. Coastal Financial's value of 55.98% is 106.4% above this industry median. Based on the distribution chart, Coastal Financial ranks #332 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Coastal Financial has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Coastal Financial's FCF Margin % compare to NBN and AMTB?
According to the Banks industry distribution chart, Coastal Financial ranks #332 out of 1499 companies for FCF Margin %. This places Coastal Financial in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.12. Coastal Financial's value of 55.98% is 106.4% above this benchmark. Historically, Coastal Financial's own FCF Margin % has ranged from 19.65 to 60.84 over the past decade. While the company's 10-year median is 28.55 vs. the industry median of 27.12, Coastal Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.12, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coastal Financial's current FCF Margin % of 55.98% is 106.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Coastal Financial and its competitors. For the Banks industry, the median FCF Margin % is 27.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coastal Financial's current FCF Margin % is 55.98%, which is 96% above median its own 10-year median of 28.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coastal Financial stock overvalued right now?
Based on GuruFocus' analysis, Coastal Financial (CCB) is currently considered Significantly Undervalued. The stock's GF Value™ is $87.46, compared to a current price of $46.37 — trading 47% below its estimated fair value. The current FCF Margin % is 55.98%, which is 96% above median its 10-year median of 28.55 and 106.4% above the Banks industry median of 27.12. Coastal Financial's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Coastal Financial (CCB), the current FCF Margin % is 55.98% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coastal Financial (CCB) Overvalued in 2026?
Based on GuruFocus' analysis, Coastal Financial stock appears to be undervalued.
The current stock price of $46.37 is trading 47% below its estimated GF Value™ of $87.46.
GuruFocus considers Coastal Financial to be Significantly Undervalued.
Key valuation signals for CCB:
FCF Margin %: 55.98% (96% above median its 10-year median of 28.55)
GF Value™: $87.46 vs. price of $46.37 (47% below fair value)
Industry Position: 106.4% above the Banks median (#332 of 1499)
No single metric tells the full story. See the CCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coastal Financial Corp is a bank holding company. Through its subsidiaries, the company conducts its business in three reportable segments which include, Community Bank, CCBX, and Treasury and Administration. The Community Bank segment includes all community banking activities, with a primary focus on providing various banking products and services to consumers and small to medium-sized businesses. The CCBX segment provides Banking as a Service (BaaS) that allows its broker dealers and digital financial service partners to offer their customers banking services, and the Treasury and administration segment includes treasury management, overall administration, and all other aspects of the company.
61GF Score
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