Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Pretax income is the income that a company earns before paying income taxes. Coastal Financial's pretax income for the
three
months ended in Jun. 2026 was $-55.2 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $-5.5 Mil.
Coastal Financial's pretax margin was -41.39%.
During the past 10 years, Coastal Financial's highest Pretax Margin was 33.77%. The lowest was -1.21%. And the median was 26.72%.
During the past 10 years, Coastal Financial's highest Pretax Margin was 33.77%. The lowest was -1.21%. And the median was 26.72%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coastal Financial Pre-Tax Income Related Terms
Coastal Financial Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for Coastal Financial's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCB vs TCBX, WASH, CARE: Pre-Tax Income Comparison
For the Banks - Regional subindustry, Coastal Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coastal Financial Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Coastal Financial's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Coastal Financial's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-5.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coastal Financial (CCB) has a Pre-Tax Income of $-5.5 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Coastal Financial and its competitors.
Is Coastal Financial's Pre-Tax Income too high?
Coastal Financial's current Pre-Tax Income is $-5.5 Mil. Overall, Coastal Financial has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Coastal Financial's Pre-Tax Income compare to TCBX and WASH?
Coastal Financial's Pre-Tax Income of $-5.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Coastal Financial and its competitors. Coastal Financial's current Pre-Tax Income is $-5.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coastal Financial stock overvalued right now?
Based on GuruFocus' analysis, Coastal Financial (CCB) is currently considered Significantly Undervalued. The stock's GF Value™ is $91.28, compared to a current price of $48.05 — trading 47.4% below its estimated fair value. The current Pre-Tax Income is $-5.5 Mil. Coastal Financial's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Coastal Financial (CCB), the current Pre-Tax Income is $-5.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coastal Financial (CCB) Overvalued in 2026?
Based on GuruFocus' analysis, Coastal Financial stock appears to be undervalued.
The current stock price of $48.05 is trading 47.4% below its estimated GF Value™ of $91.28.
GuruFocus considers Coastal Financial to be Significantly Undervalued.
Key valuation signals for CCB:
Pre-Tax Income: $-5.5 Mil
GF Value™: $91.28 vs. price of $48.05 (47.4% below fair value)
No single metric tells the full story. See the CCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coastal Financial Corp is a bank holding company. Through its subsidiaries, the company conducts its business in three reportable segments which include, Community Bank, CCBX, and Treasury and Administration. The Community Bank segment includes all community banking activities, with a primary focus on providing various banking products and services to consumers and small to medium-sized businesses. The CCBX segment provides Banking as a Service (BaaS) that allows its broker dealers and digital financial service partners to offer their customers banking services, and the Treasury and administration segment includes treasury management, overall administration, and all other aspects of the company.
57GF Score
Get the complete analysis for CCB
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CCB has been successfully added to your 
