CTBK (City Bank) FCF Margin %: -223.48% (As of Jun. 2009)


What is City Bank FCF Margin %?

City Bank CTBK -99.00% FCF Margin % is -223.48% as of Jun. 2009.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. City Bank's Free Cash Flow for the three months ended in Jun. 2009 was $-3.01 Mil. City Bank's Revenue for the three months ended in Jun. 2009 was $1.35 Mil. Therefore, City Bank's FCF Margin % for the quarter that ended in Jun. 2009 was -223.48%.

As of today, City Bank's current FCF Yield % is 0.00%.

The historical rank and industry rank for City Bank's FCF Margin % or its related term are showing as below:

CTBK' s FCF Margin % Range Over the Past 10 Years
Min: -58.88   Med: 0   Max: 0
Current: -58.88


CTBK's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 26.5 vs CTBK: -58.88


City Bank FCF Margin % Related Terms


City Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for City Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Bank FCF Margin % Chart

City Bank Annual Data
Trend Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.03 52.03 46.99 54.11 37.80

City Bank Quarterly Data
Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -312.57 -223.48

CTBK vs VSBN, FSBC, UWHR: FCF Margin % Comparison

For the Banks - Regional subindustry, City Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, City Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where City Bank's FCF Margin % falls into.



City Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

City Bank's FCF Margin for the fiscal year that ended in Dec. 2008 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2008 )/Revenue (A: Dec. 2008 )
=23.129/61.193
=37.80 %

City Bank's FCF Margin for the quarter that ended in Jun. 2009 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2009 )/Revenue (Q: Jun. 2009 )
=-3.008/1.346
=-223.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -223.48% mean?
City Bank (CTBK) has a FCF Margin % of -223.48% as of Jun. 2009. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on City Bank and its competitors.
Is City Bank's FCF Margin % too high?
City Bank's current FCF Margin % is -223.48%.
How does City Bank's FCF Margin % compare to VSBN and FSBC?
City Bank's FCF Margin % of -223.48% can be compared against companies in the Banks industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on City Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Bank's current FCF Margin % is -223.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Bank stock overvalued right now?
City Bank (CTBK) has a current FCF Margin % of -223.48%. The current FCF Margin % is -223.48%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For City Bank (CTBK), the current FCF Margin % is -223.48% as of Jun. 2009. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

City Bank Business Description

Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
City Bank is engaged in general commercial and retail banking, with an emphasis on small and medium-sized businesses, construction lending for single-family residences and home mortgage lending.