CVWLF (ClearView Wealth) FCF Margin %: 41.25% (As of Dec. 2025)


CVWLF ClearView Wealth Ltd CVWLF
56 GF Score
Price $0.37
GF Value $0.43
! 10 Warning Signs
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What is ClearView Wealth FCF Margin %?

ClearView Wealth CVWLF 56 FCF Margin % is 41.25% as of Dec. 2025. GuruFocus rates CVWLF with a GF Score™ of 56/100 and a GF Value™ of $0.43. The stock has 10 warning signs investors should review. Among 501 Insurance companies, ClearView Wealth ranks worse than 99.6% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. ClearView Wealth's Free Cash Flow for the six months ended in Dec. 2025 was $38.3 Mil. ClearView Wealth's Revenue for the six months ended in Dec. 2025 was $92.8 Mil. Therefore, ClearView Wealth's FCF Margin % for the quarter that ended in Dec. 2025 was 41.25%.

As of today, ClearView Wealth's current FCF Yield % is -316.85%.

The historical rank and industry rank for ClearView Wealth's FCF Margin % or its related term are showing as below:

CVWLF' s FCF Margin % Range Over the Past 10 Years
Min: -362.31   Med: -1.94   Max: 305.72
Current: -362.31


During the past 13 years, the highest FCF Margin % of ClearView Wealth was 305.72%. The lowest was -362.31%. And the median was -1.94%.

CVWLF's FCF Margin % is ranked worse than
99.6% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs CVWLF: -362.31


ClearView Wealth FCF Margin % Related Terms


ClearView Wealth FCF Margin % Historical Data

* Premium members only.

The historical data trend for ClearView Wealth's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ClearView Wealth FCF Margin % Chart

ClearView Wealth Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.31 305.72 13.32 -2.37 -342.32

ClearView Wealth Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.65 5.05 -19.88 -638.79 41.25

CVWLF vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, ClearView Wealth's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ClearView Wealth FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, ClearView Wealth's FCF Margin % distribution charts can be found below:

* The bar in red indicates where ClearView Wealth's FCF Margin % falls into.


CVWLF
56GF Score
ClearView Wealth Ltd CVWLF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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ClearView Wealth FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

ClearView Wealth's FCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=-890.278/260.072
=-342.32 %

ClearView Wealth's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=38.289/92.827
=41.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 41.25% mean?
ClearView Wealth (CVWLF) has a FCF Margin % of 41.25% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ClearView Wealth and its competitors. According to the industry distribution chart, ClearView Wealth ranks #499 out of 501 companies in the Insurance industry, placing it in the top 99.6%.
Is ClearView Wealth's FCF Margin % too high?
ClearView Wealth's current FCF Margin % is 41.25%. The Insurance industry median FCF Margin % is 9.60. ClearView Wealth's value of 41.25% is 329.7% above this industry median. Based on the distribution chart, ClearView Wealth ranks #499 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ClearView Wealth has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does ClearView Wealth's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, ClearView Wealth ranks #499 out of 501 companies for FCF Margin %. This places ClearView Wealth in the lower half of its industry. The industry median FCF Margin % is 9.60. ClearView Wealth's value of 41.25% is 329.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ClearView Wealth's current FCF Margin % of 41.25% is 329.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ClearView Wealth and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ClearView Wealth's current FCF Margin % is 41.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ClearView Wealth stock overvalued right now?
ClearView Wealth (CVWLF) has a current FCF Margin % of 41.25%. The stock's GF Value™ is $0.43, compared to a current price of $0.37 — trading 14.2% below its estimated fair value. The current FCF Margin % is 41.25% and 329.7% above the Insurance industry median of 9.60. ClearView Wealth's overall GF Score™ is 56/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ClearView Wealth (CVWLF), the current FCF Margin % is 41.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ClearView Wealth (CVWLF) Overvalued in 2026?

Based on GuruFocus' analysis, ClearView Wealth stock appears to be undervalued. The current stock price of $0.37 is trading 14.2% below its estimated GF Value™ of $0.43.

Key valuation signals for CVWLF:

  • FCF Margin %: 41.25%
  • GF Value™: $0.43 vs. price of $0.37 (14.2% below fair value)
  • GF Score™: 56/100 with 10 warning signs
  • Industry Position: 329.7% above the Insurance median (#499 of 501)

No single metric tells the full story. See the CVWLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ClearView Wealth Business Description

Other Exchanges CVW:Australia
Address 20 Bond Street, Level 15, Sydney, NSW, AUS, 2000
ClearView Wealth Ltd is an ASX-listed Australian life insurance business. It operates as a non-operating holding company. The company's operating segments include Life Insurance. It offers advised life insurance products and also has an in-force (closed) portfolio of non-advised life insurance products.
56GF Score

Get the complete analysis for CVWLF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.37
Price
$0.43
GF Value